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I have had a response to my CCA letter from Marbles, which includes a four page document headed "Credit Card Agreement Regulated by the Consumer Credit Act 1974"
The document includes my name and address, their name and address and a list of terms re the account, payments, statements, credit limit, APR and interest rates etc.
It is not dated.
There is also a statement of account as per the date of their letter.
Now I thought they were supposed to send me a copy (may be reconstituted) of the original terms (which presumably would need to be dated) and a copy of the current terms, plus details of any variations which they have made in between the two.
Could someone please illuminate me? Two questions really -
1. Is what they have sent enough?
2. Should I ask them if they have a copy of the original agreement under CPUTR?
Thanks :beagle:
The document includes my name and address, their name and address and a list of terms re the account, payments, statements, credit limit, APR and interest rates etc.
It is not dated.
There is also a statement of account as per the date of their letter.
Now I thought they were supposed to send me a copy (may be reconstituted) of the original terms (which presumably would need to be dated) and a copy of the current terms, plus details of any variations which they have made in between the two.
Could someone please illuminate me? Two questions really -
1. Is what they have sent enough?
2. Should I ask them if they have a copy of the original agreement under CPUTR?
Thanks :beagle:
