hi peeps

[Uwazkallywabbit]

just a quickie to say hi mainly.
engaged in some initial skirmishing with M**A. It is a relief to know that Im not the only one these barstewards are attempting to have over.

The fight is not just against (expletive deleted) but also against a system that allows such naked abuses to take place .

The revolution continues here.

[Amethyst]

Great user name. Welcome to beagles

[Uwazkallywabbit]

Thank you.
Bugs Bunny is becoming kind of a role model!!!
I sent off a letter requesting my "agreement" details to MBNA some time before Christmas and as yet they have A) failed to respond and B) forwarded their "claim" to their affiliate GLOBAL VANTAGE.
The thing is GVI are demanding a sum far in excess of that claimed by MBNA
Whist I concede that my initial letter to MBNA was perhaps rather informal it was written without prejudice and included the fourteen day stipulation which has long since expired.
Am I now able to start ramping up the level of formality in my requests to MBNA and how do I counter the flanking maneuver by GVI?
From other websites (tpuc and fmotl) I gather that all such claims by any credit provider are unlawful as no actual loss is sustained by them and at best they can only act in a brokerage capacity between you who apparently "creates" the monies through your "application" and the third party : the people you buy stuff off and no monies actuall changes hands, ceretainly the credit providers DO NOT in any way pay for whatever on your behalf thus sustaining a "loss" that they then can legitimatley claim back
Your thoughts please.