Hi everyone! I'm new here and I have PRA Group on my case!
I owe £1,300 to a Halifax credit card and was paying it off ok (was originally nearer £2,000), but fell into financial difficulties a year ago as I'm freelance and the bottom has fallen out of my industry. Looking for more/different work now, but one of the casualties of this difficult period has been the Halifax debt.
It's been bought by PRA and just now I received an "account managers will now start full investigation" letter.
I know the Halifax has written off the debt and these bottom feeders have bought it for, say, £130. What's my next move?
Thanks a lot!
RM
I owe £1,300 to a Halifax credit card and was paying it off ok (was originally nearer £2,000), but fell into financial difficulties a year ago as I'm freelance and the bottom has fallen out of my industry. Looking for more/different work now, but one of the casualties of this difficult period has been the Halifax debt.
It's been bought by PRA and just now I received an "account managers will now start full investigation" letter.
I know the Halifax has written off the debt and these bottom feeders have bought it for, say, £130. What's my next move?
Thanks a lot!
RM
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