I have read so much, and already been knocked back in a tentative attempt to get my PPI back. I have never made any claim on the policy - as was told you had to be off work for more than 30 days etc etc.
I am in arrears with these guys, some £1000..have got down to that level, but am getting snotty letters as regards ANOTHER inocme and expenditure statement - reminding me that they have a suspended possession order. I am making contractual payments at the moment - and they are "endevouring to help me..."
I have sat here today thinking you are a fool and really should do something about this. I fear I may have missed the PPI boat - and really don't have a clue what to do next - plus I'm scared they may do something with that suspended possession order out of spite.
I have have attached the loan agreement - and letter to the broker CT Capital in 2015...as it got knocked back I left it.
Actually, the PPI WAS in fact sold on a if you don't take it you would get the loan basis - PLUS the promise of a refund of the PPI premium if not claims were made on the policy. So much so that even more stupidly I was offer and took a smaller loan out on what they said were preferential terms (with Paragon again) and I declined to have any PPI put on that one as it was not "important" as the loan was a smaller amount.
Feel a real di**head and somewhat spineless that I haven't done anything about this...
Obviously I want my PPI back...but is there anything that can be done?
Your help would be invaluable on this...
Cheers
I am in arrears with these guys, some £1000..have got down to that level, but am getting snotty letters as regards ANOTHER inocme and expenditure statement - reminding me that they have a suspended possession order. I am making contractual payments at the moment - and they are "endevouring to help me..."
I have sat here today thinking you are a fool and really should do something about this. I fear I may have missed the PPI boat - and really don't have a clue what to do next - plus I'm scared they may do something with that suspended possession order out of spite.
I have have attached the loan agreement - and letter to the broker CT Capital in 2015...as it got knocked back I left it.
Actually, the PPI WAS in fact sold on a if you don't take it you would get the loan basis - PLUS the promise of a refund of the PPI premium if not claims were made on the policy. So much so that even more stupidly I was offer and took a smaller loan out on what they said were preferential terms (with Paragon again) and I declined to have any PPI put on that one as it was not "important" as the loan was a smaller amount.
Feel a real di**head and somewhat spineless that I haven't done anything about this...
Obviously I want my PPI back...but is there anything that can be done?
Your help would be invaluable on this...
Cheers
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