Hi,

I am over £20K in debt and my only income is my DLA.
Some debts are older some not so old. Spending and borrowing irresponsibly because of being depressed and even though it may sound stupid, buying things online gave me some feeling of "freedom"

I cannot carry on like this. I have a CCJ that I had to reply to a notice of attachment of earnings. Of course as I have no earning I will probably get bailiffs to enforce the debt?
Maybe my only option is to go Bankrupt but I don't have the money for the fee.

Any advice much appreciated.