Results 1 to 2 of 2

Thread: Lowell portfolio vrs bobyR

  • Share
  • Thread Tools
  • Display
  1. #1
    BobbyR's Avatar

    Junior Member

    Jan 2017
    0 Post(s)

    Default Lowell portfolio vrs bobyR

    This is my first post on this great site, but I often come on for information and have always been very impressed by it.
    I have received a claim form from Lowells and have no idea what the do as Ive never had one befor. I have now acknowledged the claim and am posting the detail you require to help me with the next step. Thank you so much in advance!

    Issue Date: 16 Dec 2016
    Amount approx: £1127
    Claimant: lowell Portfollio
    Solicitor: cohen cramer
    Original Creditor: littlwoods catalogue
    Particulars of Claim:
    the claim is for the sum of £1044.24 due by our defendentunder an agreement regulated by the consumer credit Act 1974for a shop direct account with an account reference of.............. The defendent failed to maintain contractualpayments required and a Default Notice was served under s.87(1) ofthe consumer credit Act 1974 which has notbeen complied with. The debt was legally assigned to the claimant on 12/sept/2014 notice of which has been given to the defendent. The claim includes statutory interest underS.69 of the County Courts Act 1984 at a rate of8% per annum from the date od assignment to the date of issue of these proceedings inthe sum of £83.54
    The Claimant claims the sum of £1127.78

    The account number they have is correct for the littlwoods account so is is still worth sending out the CCA request letter?

    Hope you can help

    many thanks

  2. #2
    charitynjw's Avatar

    VIP Member

    Sep 2009
    700 Post(s)

    Default Re: Lowell portfolio vrs bobyR

    Hi BobbyR & welcome to LB

    Yes, send the s78 CCA request.
    Lowells/Cohens will have very scant details to hand, & will almost certainly need to refer to the original creditor for details.
    But they will not be able to enforce their court claim until they come up with compliant documentation.
    You will need to enclose a £1 fee - postal order is good, made payable to the Claimant & endorsed 'For Statutory purposes only'.

    Also a CPR 31.14 request (no fee) to Cohens.
    You can ask for a true copy of the agreement, the Default Notice & the Notice of Assignment.
    [Personally I would enclose a copy of the CCA request in with this to make sure Cohens know that a CCA request is in play. On CPR letter, write 'Enc: Copy of CCA request sent to your client Lowell (etc) on (date)'].

    Get proof of posting for both

    It's also wise to send a SAR to the original creditor asap.

    Btw, when was the last time you paid into or acknowledged the debt? (in writing).

    This is only my opinion - "
    Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

Similar Threads

  1. Lowell solicitors (shop direct, Lowell portfolio)
    By Ellalass in forum Welcome Forum
    Replies: 36
    : 25th March 2017, 13:17:PM
  2. Lowell Solicitors / Lowell Portfolio / Lloyds Letter of Claim
    By WoZLinGToN in forum Received a Court Claim?
    Replies: 18
    : 24th February 2016, 18:09:PM
  3. Lowell Portfolio 1 / Lowell Financial & Bryan Carter - Fraud
    By Sharkie in forum Debt Collection Agencies
    Replies: 5
    : 29th December 2014, 19:22:PM
  4. Lowell Portfolio 1 CCA
    By Ron 2015 in forum Debt Collection Agencies
    Replies: 0
    : 18th September 2014, 17:11:PM
  5. Lowell portfolio
    By nick2275 in forum Debt Collection Agencies
    Replies: 4
    : 8th September 2014, 14:11:PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
Contact Us

© Celame (UK) Ltd 2017
LegalBeagles® are DPA Registered No. ZA158014
LegalBeagles® is the trading name of CELAME (UK) LIMITED ( 09220332 )
Registered Address: 25 Moorgate, London, England, EC2R 6AY
VAT registration number 206 9740 02
User Alert System provided by Advanced User Tagging v3.1.3 (Lite) - vBulletin Mods & Addons Copyright © 2018 DragonByte Technologies Ltd.
Feedback Buttons provided by Advanced Post Thanks / Like (Lite) - vBulletin Mods & Addons Copyright © 2018 DragonByte Technologies Ltd. Runs best on HiVelocity Hosting.
Celame (UK) Ltd Powered by vBulletin® Version 4.2.3
Copyright © 2018 vBulletin Solutions, Inc. All rights reserved.

To find out more about managing your money and getting free advice, visit the Money Advice Service,an independent service set up to help people manage their money.