Bank Holiday?

[charitynjw]

Is New Year's Day deemed to be a Bank Holiday?

This in particular reference to the CCA 1974, but also generally.

[des8]

Re: Bank Holiday?

Yes unless it falls on a saturday or sunday when the holiday is proclaimed on the following Monday

Bank holidays may be declared in two ways:

• by statute (Statutory holidays) - Holidays specifically listed in the Banking and Financial Dealings Act 1971, Schedule 1.^[6]
• by Royal proclamation - This has been used for annual bank holidays created since 1971, and is also used to move a bank holiday in a given year,^[7] and to create extra one-off bank holidays for special occasions.^[8] (The Act does not provide for a bank holiday to be suppressed by royal proclamation without appointing another day in its place).^[9]

1 January	New Year's Day	from 1974, by Royal Proclamation. Currently not proclaimed if 1 January falls on Saturday or Sunday.[1][2][3][4]
2 January	not named	By Royal Proclamation, only in a year in which 1 January is Sunday.
3 January	not named	By Royal Proclamation, only in a year in which 1 January is Saturday.
17 March	St. Patrick's Day	Northern Ireland only (this was not an officially recognised public holiday in Northern Ireland until the peace process was signed and from thereon was recognised)
variable	Good Friday	Traditional common law holiday[1][2][3][4]
Easter Monday	Statutory bank holiday, defined by name.[12]
First Monday in May	May Day Bank Holiday	from 1978, by Royal Proclamation annually[1][2][3][4]
Last Monday in May	Spring Bank Holiday	Statutory bank holiday from 1971,[12] following a trial period from 1965 to 1970. Replaced Whit Monday, which was formerly a public holiday whose date varied according to the date of Easter.[12][13][14] The legislation does not specify a name for the holiday, merely when it occurs.
12 July	Battle of the Boyne (Orangeman's Day)[15]	Northern Ireland only
Last Monday in August	Late Summer Bank Holiday	Statutory bank holiday from 1971,[12] following a trial period from 1965 to 1970. Replaced the first Monday in August (formerly commonly known as "August Bank Holiday".[1][4][12] The legislation does not specify a name for the holiday, merely when it occurs.
25 December	Christmas Day	Traditional common law holiday[1][2][3][4]
26 December (see Notes)	Boxing Day	Statutory bank holiday. Legislation does not name the holiday, but states that it falls on "26th December, if it be not a Sunday."[12]
27 December	not named	Statutory bank holiday only in a year in which 25 December is either on a Saturday or Sunday.[12] This has the effect of adding an extra holiday when Christmas Day falls on a Sunday.
28 December	not named	By Royal Proclamation (example for 2015). This is an extra holiday added when either Christmas Day or Boxing Day falls on a Saturday.
Total	8 (England & Wales) 10 (Northern Ireland)

[charitynjw]

Re: Bank Holiday?

[MENTION=39710]des8[/MENTION]

Thanks for that, des.

My reason for asking was that I was looking at the prescribed period allowed for a s77-79 CCA request.
From what I can see, from the Consumer Credit (Prescribed Periods for Giving Information) Regulations 1983 SI No 1569

The period of 12 working days is hereby prescribed for the purposes of each provision of the Act specified in Column 1 of the Schedule to these Regulations relating to the duty indicated in Column 2 in relation to regulated agreements.

The Schedule lists ss77-79 requests (among other things).
So not 12 calendar days, then?

[des8]

Re: Bank Holiday?

I read "12 working days" as not including public holidays.
However my kids would say that would mean never for anyone who is retired, as we don't work, just laze around all day:tinysmile_twink_t2:

[charitynjw]

Re: Bank Holiday?

I read "12 working days" as not including public holidays.
However my kids would say that would mean never for anyone who is retired, as we don't work, just laze around all day:tinysmile_twink_t2:

Lol!

I'd go back to work just for a rest!
The Devil makes work, etc (Have you met my OH?)

s189 CCA
http://www.legislation.gov.uk/ukpga/1974/39/section/189

“working day ” means any day other than—

(a)

Saturday or Sunday,

(b)

Christmas Day or Good Friday,

(c)

a bank holiday within the meaning given by section 1 of the M7Banking and Financial Dealings Act 1971.