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Re: Swift Advances PLC
I don't mean to be ungrateful PT, but was that the only term deemed unfair?
I want to get to the bottom of the Costs term which allows them to charge us for everything at whatever price they fancy to defend anything we take up with them.
When we are LIP's and find something we feel unhappy about or try and raise a claim they pass it to their so called 'In-House solicitors' Swift Group Legal Services, they don't these days because we found out that operation was not bone-fide - (or we are pretty convinced it wasn't) and they use outside firms, but the charges for their solicitors were 25% more than those charged by the biggest firms. I was charged £160 an hour back in 2008/9 for a Partner of a massive firm and £140 for an Associate - Swift charged £220 +/- for a solicitor who was barely qualified and calling himself a 'Partner'....at the same time. And we had no say in that, there were no charges laid out or broken down showing the fees they added to the loan.
That's the term I'd like hammered - they were not 'reasonable costs' 'reasonably incurred' or anything like it and most, if not all the staff in their so called 'legal department' were actually admin people from Swift Advances plc anyway. If that's not a scam, then I'll eat my hat!
The rate term is significant and will benefit hoards of people - that raises another issue then, if these rates were inflated and people get refunds against the higher and lower rates which should have applied - what is the effect of the incorrect Judgement sums or Money Orders Swift obtained in court when repossession took place?
What exactly happens and what is the remedy against an incorrect Judgment sum? Hardly 'di minimis' is it?
A1
Originally posted by pt2537
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Thats the term 
I want to get to the bottom of the Costs term which allows them to charge us for everything at whatever price they fancy to defend anything we take up with them.
When we are LIP's and find something we feel unhappy about or try and raise a claim they pass it to their so called 'In-House solicitors' Swift Group Legal Services, they don't these days because we found out that operation was not bone-fide - (or we are pretty convinced it wasn't) and they use outside firms, but the charges for their solicitors were 25% more than those charged by the biggest firms. I was charged £160 an hour back in 2008/9 for a Partner of a massive firm and £140 for an Associate - Swift charged £220 +/- for a solicitor who was barely qualified and calling himself a 'Partner'....at the same time. And we had no say in that, there were no charges laid out or broken down showing the fees they added to the loan.
That's the term I'd like hammered - they were not 'reasonable costs' 'reasonably incurred' or anything like it and most, if not all the staff in their so called 'legal department' were actually admin people from Swift Advances plc anyway. If that's not a scam, then I'll eat my hat!
The rate term is significant and will benefit hoards of people - that raises another issue then, if these rates were inflated and people get refunds against the higher and lower rates which should have applied - what is the effect of the incorrect Judgement sums or Money Orders Swift obtained in court when repossession took place?
What exactly happens and what is the remedy against an incorrect Judgment sum? Hardly 'di minimis' is it?
A1
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