Hello.
In early 2008 i moved back to my parents to look after my dying mum. I wasn't earning at the time for 6 months and then she died. In the mean time i had issues with not paying MBNA c/card and that defaulted. After my mum's death i went into meltdown and had problems with my dad so i just left and never spoke for about 5 years.
About 3 months ago somebody came to my dads doord looking for me and left a letter from Arrow for a £5000 debt.
Last week a letter at my dads said there are passing the debt to Restons for legal route. Today another letter arrived and said i have to 6th April to repongd before legal work starts.
I know i stuck my head in the sand. The last time i think i paid anything was arround Feb 2008 but i may have made a token payment a few months latter.
Now my dad has started being nasty to me and i know it's my fault but can somebody give me help/advice on how to go about this please.
In early 2008 i moved back to my parents to look after my dying mum. I wasn't earning at the time for 6 months and then she died. In the mean time i had issues with not paying MBNA c/card and that defaulted. After my mum's death i went into meltdown and had problems with my dad so i just left and never spoke for about 5 years.
About 3 months ago somebody came to my dads doord looking for me and left a letter from Arrow for a £5000 debt.
Last week a letter at my dads said there are passing the debt to Restons for legal route. Today another letter arrived and said i have to 6th April to repongd before legal work starts.
I know i stuck my head in the sand. The last time i think i paid anything was arround Feb 2008 but i may have made a token payment a few months latter.
Now my dad has started being nasty to me and i know it's my fault but can somebody give me help/advice on how to go about this please.