Hello , I've been reading this forum for several week with great interest. The advice on here is fantastic and the forum beagles.
I could do with some advice regarding a debt with Lloyds Bank from 2001. I was paying a monthly amount for a few years. As time went by I decided to question the amount outstanding.
The letter arrived with a figure that didn't ring true and they couldn't explain what it was for. At this point I stopped payments.
Twelve months later I had my first letter from a Debt Collection Agency, which is when I fired off a CCA request. This has been repeated by a further 3 Agencies,all have tried the usual template letters.
However the last one sent me some info on fake Lloyds headed paper. It states
Loan Provided: Unavailable
Loan Amount : Unavailable
Interest Rate: 0%
Terms of Agreement: Unavailable
My question is can I get this debt removed so DCA don't contact me in the future. There is nothing on my Credit report so that's clean.
Thanks in advance.
I could do with some advice regarding a debt with Lloyds Bank from 2001. I was paying a monthly amount for a few years. As time went by I decided to question the amount outstanding.
The letter arrived with a figure that didn't ring true and they couldn't explain what it was for. At this point I stopped payments.
Twelve months later I had my first letter from a Debt Collection Agency, which is when I fired off a CCA request. This has been repeated by a further 3 Agencies,all have tried the usual template letters.
However the last one sent me some info on fake Lloyds headed paper. It states
Loan Provided: Unavailable
Loan Amount : Unavailable
Interest Rate: 0%
Terms of Agreement: Unavailable
My question is can I get this debt removed so DCA don't contact me in the future. There is nothing on my Credit report so that's clean.
Thanks in advance.
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