Lowell Solicitors / Lowell Portfolio / Lloyds Letter of Claim

[WoZLinGToN]

Re: Lowell Solicitors / Lowell Portfolio / Lloyds Letter of Claim

I would consider that if the genuine default date was when they are claiming, but in my case they have an incorrect date that is out by a number of years. I understand that up to 6 months is acceptable but this is well over that, I am hoping they will send me the original default issued by Lloyds.

Do you think its a good idea to specifically mention the Lloyds default being required rather than just the default as they may send me the default they have incorrectly issued?

Thanks

[Amethyst]

Re: Lowell Solicitors / Lowell Portfolio / Lloyds Letter of Claim

I think I'd leave your request as is and possibly get on to Lloyds and ask them if they sent a default notice on your old account and if so when ? Worth an ask. Otherwise you might need to send a subject access request under the data protection act to Lloyds for copies of transaction lists and the default notice - would also show up all the charges on your account which might be helpful later.

[Carlosdecorator]

Re: Lowell Solicitors / Lowell Portfolio / Lloyds Letter of Claim

I've had the same letter today. I previously sent the template about statement of accounts and credit agreement as above etc. They replied a month later with statement of account and a online agreement I computer signed - just my name typed. I've received the Lowell solicitor letter today the same as above and not sure what my next move is. Default was only 2012.

[nemesis45]

Re: Lowell Solicitors / Lowell Portfolio / Lloyds Letter of Claim

I've had the same letter today. I previously sent the template about statement of accounts and credit agreement as above etc. They replied a month later with statement of account and a online agreement I computer signed - just my name typed. I've received the Lowell solicitor letter today the same as above and not sure what my next move is. Default was only 2012.

Replied on your thread Carlos.

nem