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A confusing issue with Barclays...

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  • A confusing issue with Barclays...

    Hi all

    I have been a long time reader of the forums, but only just managed to get signed up!

    I'm looking for some advice on an issue. I used to have a bank account with Barclays which went in to an unarranged overdraft in error but was forgotten about with all post going to an old address.

    I note that they subsequently defaulted the account having never sent a default notice. Apparently, because unarranged overdrafts are not covered by the CCA, institutions don't need to send a default notice and they can default it anyway. Further more, Barclays did send a termination notice which made reference to it being a "non-default" termination.

    I wonder if anyone could help by advising whether they can actually do that?

    Many thanks,
    Tony
    Tags: None

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