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I would welcome any advice as I am not sure how to proceed!!!!!!
In July 2014 I received a CCJ by Acceptance in favour of MKDP who had bought an old Barclaycard account. I realise now that I should have issued a CCA request to MKPD before the claim was ever made as I am almost certain that they will not have the required documentation, however when I received the Court papers I made an offer of monthly repayments to MKPD and this was accepted. I know that this sounds rather naive now but I did not realise that this would still lead to an actual CCJ being issued!!!!!
Anyway, I have been paying regularly each month until this week I received a letter from Hoist Portfolio Holding 2 Ltd saying that MKPD had now sold the account to them and that HPH2 ltd had appointed Robinson Way to manage the account on their behalf. In the same envelope was a letter from Robinson Way 'introducing' themselves and informing me that the payment arrangement had now been set up with themselves and I was to start paying from next month.
As an almost P.S. to this letter they added that 'they were aware that previous legal activity had been taken on the account and that their client's solicitor would be applying to the Court to change the name of the Claimant to HPH2 Ltd and that the Court would write to me to confirm this once the process was complete'.
To date,I have not received ANY notification from MKPD concerning the matter.
Can they actually:
a) Sell on an account that is the subject of a CCJ?
b) Have the name of the Claimant just changed on the current CCJ?
Do I contact MKPD for verification of all this and/or do I wait until I hear from the Court before making any further payment?
I am so sorry this has been so long winded but I am really worried as to how to proceed!!
In July 2014 I received a CCJ by Acceptance in favour of MKDP who had bought an old Barclaycard account. I realise now that I should have issued a CCA request to MKPD before the claim was ever made as I am almost certain that they will not have the required documentation, however when I received the Court papers I made an offer of monthly repayments to MKPD and this was accepted. I know that this sounds rather naive now but I did not realise that this would still lead to an actual CCJ being issued!!!!!
Anyway, I have been paying regularly each month until this week I received a letter from Hoist Portfolio Holding 2 Ltd saying that MKPD had now sold the account to them and that HPH2 ltd had appointed Robinson Way to manage the account on their behalf. In the same envelope was a letter from Robinson Way 'introducing' themselves and informing me that the payment arrangement had now been set up with themselves and I was to start paying from next month.
As an almost P.S. to this letter they added that 'they were aware that previous legal activity had been taken on the account and that their client's solicitor would be applying to the Court to change the name of the Claimant to HPH2 Ltd and that the Court would write to me to confirm this once the process was complete'.
To date,I have not received ANY notification from MKPD concerning the matter.
Can they actually:
a) Sell on an account that is the subject of a CCJ?
b) Have the name of the Claimant just changed on the current CCJ?
Do I contact MKPD for verification of all this and/or do I wait until I hear from the Court before making any further payment?
I am so sorry this has been so long winded but I am really worried as to how to proceed!!
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