Hi,
I've been dealing with MKDP now for a while and I'm after a bit of advice.
The alleged debt is for £500 and the account was opened in 2005 the debt is about 2-3 months away from becoming statute barred and MKDP have started piling on the pressure by threatening a CCJ and constantly calling me at work even though I've told them not to.
They have supplied me with a reconstituted copy of a credit agreement with no signature and no credit limit details.
My credit file is coming close to becoming clean again, and as I'm hoping to buy a house in the next couple of years I don't need a CCJ on my account.
Does anyone have any advice? Any good templates for letters that might get them off my back?
I don't know if it helps but I was sold PPI for the account and also have a lot of charges which I think I could claim back, is that something I should look at doing now or waiting for it to become SB?
Any advice welcome
I've been dealing with MKDP now for a while and I'm after a bit of advice.
The alleged debt is for £500 and the account was opened in 2005 the debt is about 2-3 months away from becoming statute barred and MKDP have started piling on the pressure by threatening a CCJ and constantly calling me at work even though I've told them not to.
They have supplied me with a reconstituted copy of a credit agreement with no signature and no credit limit details.
My credit file is coming close to becoming clean again, and as I'm hoping to buy a house in the next couple of years I don't need a CCJ on my account.
Does anyone have any advice? Any good templates for letters that might get them off my back?
I don't know if it helps but I was sold PPI for the account and also have a lot of charges which I think I could claim back, is that something I should look at doing now or waiting for it to become SB?
Any advice welcome
Comment