Blustone Credit Management or Five Rivers default notice

[owls1867]

Regarding the above company,i have received a letter from a credit management company (Bluestone or Five Rivers) acting on behalf of Park Motor Finance asking me to pay for certain default charges added to the account of a van which was leased by a company before it went into liquidation in 2010.
I have requested a copy of the default notice they state they sent to me in June 2010 (they don't have the original or a copy).It was probably sent to a company address and not my home address as i left the company prior to this date.They did send me a copy of the agreement and what the charges were for.
Should they have this default notice as they have sent a letter from a solicitor there affiliated with stating this would be part of their case if it goes to court?

[nemesis45]

Re: Blustone Credit Management or Five Rivers default notice

Hi Welcome to LB,

Were you a director of the liquidated company?
Was there a personal guarantee in place.
Default Notices do not have to be stored/archived, the creditor notes on the debtors record that a DN was sent on a specific date and can rely on this.

nem

[owls1867]

Re: Blustone Credit Management or Five Rivers default notice

Yes i was a director and there is a personal guarantee on the agreement they emailed me.The money they are chasing(not a large amount) are fees added for late payments etc when the company was struggling.

[owls1867]

Re: Blustone Credit Management or Five Rivers default notice

I dont think i have a DN on my credit history either

[owls1867]

Re: Blustone Credit Management or Five Rivers default notice

Has any one dealt with Bluestone CCM?

[nemesis45]

Re: Blustone Credit Management or Five Rivers default notice

If this debt is all charges I think I would be querying the validity of the charges in the first instance.
Are they very high?

nem

[owls1867]

Re: Blustone Credit Management or Five Rivers default notice

No ,they are for missed payments by the company late fees etc

Andy

[nemesis45]

Re: Blustone Credit Management or Five Rivers default notice

Are you saying that there is no " capital" sum included in this debt whatsoever?

Have you checked your credit files to see if a default has been registered on this debt?



nem