Judge and Priestley / aktiv kapital

[Irw3en3r]

Will this agreement stand up in court, can I make an argument against this ?
help please.

[QCKate]

Re: Judge and Priestley / aktiv kapital

Will this agreement stand up in court, can I make an argument against this ?
help please.

If thats all there is I cant see any interest rates for example so surely not? No other pages??

QCK

[Irw3en3r]

Re: Judge and Priestley / aktiv kapital

There was a separate photocopy of this. Not sure if they are from the same application. Seem unrelated to me

[nemesis45]

Re: Judge and Priestley / aktiv kapital

Hi, This appears to be an MBNA "short" application form which has been accepted.
How is this described as " a copy of your agreement or a reconstituted agreement?

nem

[Irw3en3r]

Re: Judge and Priestley / aktiv kapital

The letter from J&P says a copy of original agreement for my perusal !

[nemesis45]

Re: Judge and Priestley / aktiv kapital

OK Looking at the documents again I don't think all the T's and C's are present.
I'm guessing that there were more on the back of the first page.
I've tried to see if there is any other document is mentioned on the two pages supplied but can't see anything.
you may be able to spot this reading the actual copy a lot on the attachment is too small to read

nem

Look for mention of something being sent when the card is delivered.

[Irw3en3r]

Re: Judge and Priestley / aktiv kapital

Having been sent a copy its a job to read it anyway. What I've posted is as clear as I got sent.
Any advice would be great.......

[Mineral1]

Re: Judge and Priestley / aktiv kapital

Seems to be missing T's and C's.... Late payment fees etc etc also right to cancel?

[Irw3en3r]

Re: Judge and Priestley / aktiv kapital

Seems to be missing T's and C's.... Late payment fees etc etc also right to cancel?

Would the missing bits make the agreement unenforceable??

[nemesis45]

Re: Judge and Priestley / aktiv kapital

Yes it must be complete to comply with the CCA request.

nem

[Irw3en3r]

MBNA deed of assignment

Is this a legal document? Do deeds have to be witnessed ? The document isn't even dated, does that matter?

[nemesis45]

Re: MBNA deed of assignment

This not a DOA'
You are unlikely to be provided with the Deed as it contains commercially sensitive data and will be part of a much larger document
containing data relating to accounts other than yours.= i.e. a Portfolio of delinquent accounts.
This confirmation of the assignment from MBNA and is acceptable.
We have no history of this matter can you give some history e.g. why did you request site of the DOA.

nem

[Irw3en3r]

Re: MBNA deed of assignment

Ok. Many thanks

[Irw3en3r]

Re: MBNA deed of assignment

This not a DOA'
You are unlikely to be provided with the Deed as it contains commercially sensitive data and will be part of a much larger document
containing data relating to accounts other than yours.= i.e. a Portfolio of delinquent accounts.
This confirmation of the assignment from MBNA and is acceptable.
We have no history of this matter can you give some history e.g. why did you request site of the DOA.

nem

It came came as part of a CCA request

[nemesis45]

Re: MBNA deed of assignment

Then RW are being very careful for some reason , a CCA request is for the agreement and a current statement of the account.
Could it be that this is a very old account?

nem