• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

can an old debt get a CCJ?

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • #16
    Re: can an old debt get a CCJ?

    Originally posted by Amethyst View Post
    It depends when the payments of £3 a month stopped Righty I think xx
    Of course I was assuming they stopped considerably more than 6 years ago

    Comment


    • #17
      Re: can an old debt get a CCJ?

      ~Ahh well done Kati, my google powers really failed when looking up online car finance xxxx
      #staysafestayhome

      Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

      Received a Court Claim? Read >>>>> First Steps

      Comment


      • #18
        Re: can an old debt get a CCJ?

        It was after the 6 years, thank you for your advice, and amethyst you are kind, yes as soon as I get the papers I will attempt to get them on hear. And a big thank you to Kati for information, guys I really appreciate for everything you are doing for me
        but does it help that they no longer trade? And of course righty

        Comment


        • #19
          Re: can an old debt get a CCJ?

          Originally posted by Amethyst View Post
          ~Ahh well done Kati, my google powers really failed when looking up online car finance xxxx
          you know me Ame ... I can find almost anything if I look hard enough :lol:
          Debt is like any other trap, easy enough to get into, but hard enough to get out of.

          It doesn't matter where your journey begins, so long as you begin it...

          recte agens confido

          ~~~~~

          Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

          I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
          But please include a link to your thread so I know who you are.

          Specialist advice can be sought via our sister site JustBeagle

          Comment


          • #20
            Re: can an old debt get a CCJ?

            Originally posted by Caroll54 View Post
            does it help that they no longer trade?
            I'm not sure ... but we've got the name of their 'parent company' (might be useful) xx
            Debt is like any other trap, easy enough to get into, but hard enough to get out of.

            It doesn't matter where your journey begins, so long as you begin it...

            recte agens confido

            ~~~~~

            Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

            I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
            But please include a link to your thread so I know who you are.

            Specialist advice can be sought via our sister site JustBeagle

            Comment


            • #21
              Re: can an old debt get a CCJ?

              Can I just please ask.... They won't send bailiff to my house and take things..... I just can't stop thinking about it or will the make my partner pay.

              Comment


              • #22
                Re: can an old debt get a CCJ?

                Thanks for looking that up for me, it is really kind of you, I will be glad when I know what's going to happen to me, it's like a nightmare.

                Comment


                • #23
                  Re: can an old debt get a CCJ?

                  Originally posted by Caroll54 View Post
                  Can I just please ask.... They won't send bailiff to my house and take things..... I just can't stop thinking about it or will the make my partner pay.
                  The bailiffs would only be able to stand on the doorstep (unless you let them in - which I'd advise strongly against!!!!!) without getting a court order first - so they wouldn't be able to take anything from inside your house

                  and ... they cannot take anything that's not yours either

                  K xx
                  Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                  It doesn't matter where your journey begins, so long as you begin it...

                  recte agens confido

                  ~~~~~

                  Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                  I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                  But please include a link to your thread so I know who you are.

                  Specialist advice can be sought via our sister site JustBeagle

                  Comment


                  • #24
                    Re: can an old debt get a CCJ?

                    Thanks... Phew , I will make sure I don't let them in, unless they have court order. Thanks again.
                    thats lot of my mind, as my partner has paid for everything, thanks

                    Comment


                    • #25
                      Re: can an old debt get a CCJ?

                      Originally posted by Caroll54 View Post
                      It was after the 6 years, thank you for your advice, and amethyst you are kind, yes as soon as I get the papers I will attempt to get them on hear. And a big thank you to Kati for information, guys I really appreciate for everything you are doing for me
                      but does it help that they no longer trade? And of course righty
                      Sorry Caroll - that's a bit ambiguous (could mean either,lol).

                      Do you mean that the payments stopped over 6 years ago or that you continued paying less than 6 years ago?

                      (Sorry to be thick but it makes a huge difference) :tinysmile_kiss_t4: x

                      Comment


                      • #26
                        Re: can an old debt get a CCJ?

                        Originally posted by Caroll54 View Post
                        Thanks... Phew , I will make sure I don't let them in, unless they have court order. Thanks again.
                        thats lot of my mind, as my partner has paid for everything, thanks
                        Even if there is a CCJ they still cannot enter your home unless you allow them OR if you leave a door or window open its called "peaceful entry"

                        They would have to apply to the court for a warrant of entry/enforcement

                        Comment


                        • #27
                          Re: can an old debt get a CCJ?

                          Carol, further to my previous posts if you enter the defence I've suggested then you are not admitting the dept whereas if you write a normal defence where you will be expected to confirm you did enter into said contract you will have to make it perfectly clear that the debt is TB"d

                          Comment


                          • #28
                            Re: can an old debt get a CCJ?

                            Caroll - can you tell us the approx month and year you stopped making the £3 payments please.
                            #staysafestayhome

                            Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                            Received a Court Claim? Read >>>>> First Steps

                            Comment


                            • #29
                              Re: can an old debt get a CCJ?

                              Yes I stopped the £3.00 payment over 6 years ago, thanks for your help, I know I keep repeating myself ... But how can they put a CCJ on my credit report without court papers??? I still can not believe it, stupidity I thought after all the different times the debt had been sold, and the time it has been ..... But I am wrong, now I'm scared... And I can't see any end to this situation

                              also I was given letters claiming to be court papers, but once again I have been stupid and thrown them

                              Comment


                              • #30
                                Re: can an old debt get a CCJ?

                                Also I have just posted my reply to you on a wrong page.... I'm sorry.....

                                yes i I stopped paying £3.00 over 6 years ago, thanks

                                Comment

                                View our Terms and Conditions

                                LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

                                If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


                                If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
                                Working...
                                X