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Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!! Help

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  • Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!! Help

    Hi everyone jay here.

    Ive gone very rusty at this kind of stuff as its been about 3 years since i last had a letter of any old DCA and ive been good with money
    since.

    Today i received a letter from Blake Lapthorn solicitors acting for Arrow global Guernsey Ltd for a alleged debt from capital one,. i can remember getting a few letters from arrow good few years ago but they never pursued with many so i just swept it under the carpet.
    Just looked at my credit report and there is a default on there by arrow 5 and a half years ago at a old address.

    They want payment in full or payment plan in 14 days or they have allready been instructed by global to issue court proceedings if none of these are received.

    As i said been a while since i last had to do this, ive googled blake lapthorn and there a legit solicitors,
    what would you guys suggest doing next ? CCA request ? blake lapthorn say deal with them now so would i send any requests to them ?

    Thanks in advance for any help. (sorry if its in the wrong section)
    Tags: None

  • #2
    Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

    Yep, CCA request to Arrow Global, and respond to Blake Lapthorn telling them you have done so. The 5 and a half years will be why this has popped out the woodwork as they'll be trying to get it into court before it becomes statute barred.

    Welcome to the forum xx
    #staysafestayhome

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps

    Comment


    • #3
      Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

      Thank you :tinysmile_twink_t2:,
      ye was thinking the same with it been 5 1/2 years.

      Ill get them sent off monday and go from there then ?

      Thanks

      Comment


      • #4
        Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

        First things first, don't acknowledge the debt. Send off a cca request (example below)
        (Your home address)
        Date
        To:

        Dear Sir/Madam

        Account/Ref No:

        With reference to the above, I/we would be grateful if you would send me/us a copy of this credit agreement and a full breakdown of the account including any interest or charges applied.

        I/we understand that under the Consumer Credit Act 1974 [sections 77-79], I am/we are entitled to receive a copy of any credit agreement and a statement of account on request.

        I/we enclose a payment of £1 which represents the fee payable under the Consumer Credit Act 1974.

        I/we understand a copy of any credit agreement along with a statement of account should be supplied within 12 working days.

        I/we understand that under the Consumer Credit Act 1974 creditors are unable to enforce an agreement if they fail to comply with the request for a copy of the agreement and statement of account under these sections of the Act.

        I/we look forward to hearing from you.

        Yours faithfully

        Signed


        You could also try asking for a copy of the notice of assignment (not sure if you'll get anywhere with it, but you may as well ask:tinysmile_twink_t2

        I'm sure there will be others along soon to advise you more :tinysmile_grin_t:

        Kati
        Debt is like any other trap, easy enough to get into, but hard enough to get out of.

        It doesn't matter where your journey begins, so long as you begin it...

        recte agens confido

        ~~~~~

        Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

        I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
        But please include a link to your thread so I know who you are.

        Specialist advice can be sought via our sister site JustBeagle

        Comment


        • #5
          Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

          thanks kati, copied that will get it filled in now :tinysmile_twink_t2:

          Comment


          • #6
            Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

            It's advised to use a postal order for the £1 fee (although that is your decision :tinysmile_grin_t and make sure you send it recorded/signed for (costs about £2 and means proof of delivery if you need it)

            Kati
            Debt is like any other trap, easy enough to get into, but hard enough to get out of.

            It doesn't matter where your journey begins, so long as you begin it...

            recte agens confido

            ~~~~~

            Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

            I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
            But please include a link to your thread so I know who you are.

            Specialist advice can be sought via our sister site JustBeagle

            Comment


            • #7
              Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

              Letters done and ready to post in the morning, will update soon as i hear anything and add letters.
              Really hope they dont manage to comply with the cca and issue court proceedings, reading round looks like
              they throw the requests together and issue court proceddings once it gets passed to a solicitor like blake lapthorn ?

              Should i just add to this thread when i get a update or do i need to start a new one :help:

              Thanks

              Comment


              • #8
                Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

                Hope it works out for you!!
                Updating this one will be fine - it'll give people a chance to read back through the whole thing :tinysmile_grin_t:

                Kati x
                Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                It doesn't matter where your journey begins, so long as you begin it...

                recte agens confido

                ~~~~~

                Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                But please include a link to your thread so I know who you are.

                Specialist advice can be sought via our sister site JustBeagle

                Comment


                • #9
                  Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

                  Thanks Kati x

                  Comment


                  • #10
                    Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

                    [IMG][/IMG]


                    Hi Again!

                    well just received this today, what you think i should do next ?
                    trust them that they are trying to get the required documents or cca capital one my self?

                    Thanks in advance :tinysmile_twink_t2:

                    Comment


                    • #11
                      Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

                      This is the first letter i received last week! forgot to add this at start of thread

                      [IMG][/IMG]

                      Comment


                      • #12
                        Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

                        *Bump*

                        Comment


                        • #13
                          Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

                          Originally posted by jayl6191 View Post
                          [IMG][/IMG]


                          Hi Again!

                          well just received this today, what you think i should do next ?
                          trust them that they are trying to get the required documents or cca capital one my self?

                          Thanks in advance :tinysmile_twink_t2:
                          Oh aren't they nice :lol: - returning your £1 :tinysmile_twink_t2:

                          I can't see it hurting if you send a cca to cap 1 too (especially as you got your payment back from Arrow .... and I'm sure I will be corrected if I'm wrong :tinysmile_grin_t:

                          K x
                          Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                          It doesn't matter where your journey begins, so long as you begin it...

                          recte agens confido

                          ~~~~~

                          Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                          I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                          But please include a link to your thread so I know who you are.

                          Specialist advice can be sought via our sister site JustBeagle

                          Comment


                          • #14
                            Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

                            Thanks Kati,
                            think i will then. x

                            Comment


                            • #15
                              Re: Arrow global ltd through Blake lapthorn threating court proceedings in 14 days!!

                              I agree with Kati send the CCA with the £1 to cap 1
                              #staysafestayhome

                              Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                              Received a Court Claim? Read >>>>> First Steps

                              Comment

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