proving id fraud help

[chrystal0121]

Hi can anyone please help ,in 2011 I was contacted by Macmillan to ask if I could help care for my partner who resides at a different address to me he was diagnosed with head and neck stage 4 cancer , he needed 24 hour care because of a tracheostomy in his throat I agreed to help and temporary moved in to assist with his care , I was worried about my property and I was trying to juggle checking my place and caring for my partner, my friend seen me struggling and offered to help me by checking my property and bringing me my post and changes of clothes, anyway to cut along story short my partner started making progress through his treatment so I asked my friend for my keys back I never got any reply for ages then I would get a visit at my partners with some letters no keys , I was told I can see your struggling so I'm going to carry on for a bit helping you again, I couldn't even take keys because they was not on her, anyway after a long time of texting and phoning with no contact again I decided to get my locks changed it was then letters started piling in from different bailiffs, I immediately contacted them and was told it was for speeding fines best part though I can't drive or ever took a test to drive they said they had sent loads of letters but I never received any ,there is now a warrant for my arrest I don't no what to do to I'm really worried can anyone advise I don't no how they can do this especially since I have never drove or even applied, obviously the letters was taken without my knowledge I need help please

[Kati]

Re: proving id fraud help

In my opinion:

1, You need to go to the police ... take everything you can think of to prove it wasn't you and show them these letters too. Explain to them what you think has happened and ask their advice.

2, Go to CAB and your MP and do the same.

If CAB or your local MP can write to these bailiffs saying that the charges are being looked into by the police, then they should suspend enforcement while you sort out an appeal :tinysmile_grin_t:

Kati x

[des8]

Re: proving id fraud help

There would appear to be two offences here:
i) identity theft
ii)identity fraud.

Besides reporting to the police as per Kati's advice, are you sure nothing has been purchased in your name, or loans arranged etc.
Don't want to worry you, but I think you would be wise to have a word with your bank.

[wales01man]

Re: proving id fraud help

There may be speed camera pictures showing the Driver?
Op needs to contact Police ASAP to get to the bottom of this .

[Kati]

Re: proving id fraud help

Identity theft

Identity theft happens when fraudsters access enough information about someone’s identity (such as their name, date of birth, current or previous addresses) to commit identity fraud. Identity theft can take place whether the fraud victim is alive or deceased.
If you’re a victim of identity theft, it can lead to fraud that can have a direct impact on your personal finances and could also make it difficult for you to obtain loans, credit cards or a mortgage until the matter is resolved.

Identity fraud

Identity fraud can be described as the use of that stolen identity in criminal activity to obtain goods or services by deception.
Fraudsters can use your identity details to:

• Open bank accounts.
• Obtain credit cards, loans and state benefits.
• Order goods in your name.
• Take over your existing accounts.
• Take out mobile phone contracts.
• Obtain genuine documents such as passports and driving licences in your name.
• Stealing an individual’s identity details does not, on its own, constitute identity fraud. But using that identity for any of the above activities does.

The first you know of it may be when you receive bills or invoices for things you haven’t ordered, or when you receive letters from debt collectors for debts that aren’t yours.

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http://www.actionfraud.police.uk/fra...identity_fraud

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If you have been a victim of fraud, there is a network of support and information available to you. Sometimes people choose not to report fraud or seek advice because they are embarrassed that they fell for a scam, con, swindle, or any other word used to describe the crime.
Remember that fraud is a crime and that fraudsters will constantly reinvent themselves to find new ways of tricking people. Anyone could be a victim.
First steps

The first thing you should do if you’ve been a victim of fraud is to contact Action Fraud. You can report a fraud via our online fraud reporting tool, or by calling Action Fraud on 0300 123 2040.
If there is a crime being committed right now or if you are in danger you should call the police on 999.
If debit or credit cards, online banking or cheques are involved, your first step should be to contact your bank or credit card company.

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read more about reporting fraud: http://www.actionfraud.police.uk/report_fraud

[chrystal0121]

Re: proving id fraud help

Thank you for your advise I will take every possible legal methods to prove that the crime was not done by me and check my credit history , there is some think else I'm worried about happened about 2 days after I received the letters but I don't no if it's all connected I returned home after spending some time with my family to find my door had been booted in and a big padlock put on the outside no notices or nothing put on the door I thought it might have been a repair that the repairs team might have needed access to my property but now I'm thinking could it have been a bailiff forcing entry I'm still in the process of trying to sort this out and the concierge has kindly been helping I m going over again today to try and get access to my property as I want to go home , could this be a bailiff if it's proved to be a bailiff what could they have done in my property and are they allowed to enter without anyone being home , I can't believe what is happening I also have my son ill at the moment his recovering from toxic mega colon after a lengthy stay in hospital as well I don't think I can cope with much more it's one thing after another x

[chrystal0121]

Re: proving id fraud help

That's what I'm hoping to also prove my innocence one thing I don't understand though is since I never driven or had applied for any licence how can I be the one they are chasing surely the car in question must be registered to my friend

[Apollo1966]

Re: proving id fraud help

Chrystal0121, do you live in UK. because if you do. No bailiff can break into a property. If you leave a window open they can climb in and open the doors. They are not allowed to cause damage to any property. Even if they climb in they still have to leave notification of their presence.

The reason I ask if your in UK is because you mention a concierge. If you are not in UK then I cannot comment on other countries laws regarding baliff's

[Kati]

Re: proving id fraud help

about 2 days after I received the letters but I don't no if it's all connected I returned home after spending some time with my family to find my door had been booted in and a big padlock put on the outside no notices or nothing put on the door I thought it might have been a repair that the repairs team might have needed access to my property but now I'm thinking could it have been a bailiff forcing entry I'm still in the process of trying to sort this out and the concierge has kindly been helping I m going over again today to try and get access to my property as I want to go home , could this be a bailiff if it's proved to be a bailiff what could they have done in my property and are they allowed to enter without anyone being home

You need to contact the police about this too - it is criminal damage/breaking and entering! Find out if there was any notification of forced entry by the bailiffs, or if the entry was made by someone else (eg: gas board/fire debt in an emergency - although a notice should have been attached to the door informing you of this)

Even if the bailiff had a warrant of execution (entry) from the courts, I doubt very much that they could force entry in this way without a policeman being present :tinysmile_hmm_t2: (not 100% sure atm, but I'll double check - and I'm sure other Beagles will advise too)

From section 60 of attachment:

A power to enter premises by force exists for the execution of High Court and County Court debts at business premises or at any premises where an enforcement agent is enforcing criminal penalties. This power should only be used to the extent that it is reasonably required and only after the debtor has been warned that the power exists and the consequences of a wilful refusal to co-operate

but this should not have been allowed without proof that you are the debtor!

Kati x

[Apollo1966]

Re: proving id fraud help

Chrystai0121 If one is committing a fraud they are purporting to be YOU that is why they are chasing you. The individual using your identity is invisible. That is why you must prove the fraud and protect yourself. The person has a lot more info than you realise. You must ringfence your life.......

This type of criminal activity is worse than actual burglary as you are never sure when they could come back....... they may wait on info for years then strike.......

Ringfence all Passwords.......Bank accounts Insurances Stocks shares anything and everything do a do diligence on your life and then contact all and prove you are who you are and you have been a victim of fraud

[ploddertom]

Re: proving id fraud help

If you leave a window open they can climb in and open the doors.

Not now they can't.

[Apollo1966]

Re: proving id fraud help

plod since when did law change ? Year !!!!!!!

[Kati]

Re: proving id fraud help

plod since when did law change ? Year !!!!!!!

I know they brought in new regulations 6 April 2014 ... these are the newest [MENTION=52042]Apollo1966[/MENTION] :tinysmile_grin_t:

Kati x

[Apollo1966]

Re: proving id fraud help

Kati xxxx I now believe your first post and sign to me but u change it now

[chrystal0121]

Re: proving id fraud help

hi guys thankyou again for your messages , got a bit more info today about my door after the concierge phoning around again as no logs had been made in there books he eventually was told by the repairs company that the police forced entry then contacted the repairs team to fix my door i have to go the station on monday am i likely to be arrested when i turn up , i have been given no opportunity to put a defense in action to protect myself but i have to attend because they have the key for the padlock , what am i going to do now this really is unfair