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Firstly. Thanks for taking time to read. What a great site I wish had found it years ago and it may have helped avoid my home being reposessed.
To briefly outline, I have potentially got 4 PPI@-claims but they are mainly from about 2002. One of these I think have NO HOPE as it isppi on a repaid mortgage with 0bradford and Bingley. One of these I think I have LITTLE to NO HOPE as its ppi on a credit card which I queried at the time as I was working for mysself at the time which I thought made claiming futile. However I got behind on repayments and the debt was bought by another company, Robinson Way. Cred card was Capital One.
The third. I thought was VERY HOPEFUL that is until I read posts on this forum albeit date written was pre 2011. This is ppi paid on a car loan with Chartered Trust which I believe was acquired by Black Horse Finance. I have original paperwork and was told at the time that I could not get the loan unless I took their ppi. I had asked if I could take out ppi with another firm as I felt it excessive.
Finally the last one was also with Blackhorse Finance. It was around same time but I cannot find the papers on this as I lost a lot of my property when I was repossessed.
So I need to know what my chances are and whether a xlaim handling company may be more successful as I have two young children and am a single mum with little time to hound and persist with this matter. I am however in a depressing amount of debt which I am being chased by bailliffs etc and would really benefit from winning a payout as would my kids who've been through hell and back and never had a holiday and at 7 and 4 years old are starting to wonder why all their other friends get holidays and day trips when they only get a day out on their birthday! Sorry the last bit isn't relevant I know but just to state how important this is.
To briefly outline, I have potentially got 4 PPI@-claims but they are mainly from about 2002. One of these I think have NO HOPE as it isppi on a repaid mortgage with 0bradford and Bingley. One of these I think I have LITTLE to NO HOPE as its ppi on a credit card which I queried at the time as I was working for mysself at the time which I thought made claiming futile. However I got behind on repayments and the debt was bought by another company, Robinson Way. Cred card was Capital One.
The third. I thought was VERY HOPEFUL that is until I read posts on this forum albeit date written was pre 2011. This is ppi paid on a car loan with Chartered Trust which I believe was acquired by Black Horse Finance. I have original paperwork and was told at the time that I could not get the loan unless I took their ppi. I had asked if I could take out ppi with another firm as I felt it excessive.
Finally the last one was also with Blackhorse Finance. It was around same time but I cannot find the papers on this as I lost a lot of my property when I was repossessed.
So I need to know what my chances are and whether a xlaim handling company may be more successful as I have two young children and am a single mum with little time to hound and persist with this matter. I am however in a depressing amount of debt which I am being chased by bailliffs etc and would really benefit from winning a payout as would my kids who've been through hell and back and never had a holiday and at 7 and 4 years old are starting to wonder why all their other friends get holidays and day trips when they only get a day out on their birthday! Sorry the last bit isn't relevant I know but just to state how important this is.
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