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DCA and CCA request

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  • #1

    DCA and CCA request

    Hello all,
    I have received letter from Ascent regarding CCA agrement which I have requested from them. They have advised me that I should sent request to OC. I am a bit confused. Is it not DCA obligation under law to provide me with CCA? Otherwise debt is unforceable and they are denabding payments illegally?
    Any advice would be gratefull xx
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  • #2
    Re: DCA and CCA request

    '' If it is your view that you are not the creditor, s.175 of the CCA1974 applies in the case of a simple assignment, and places a duty upon you to pass this request to the creditor. In the case of an absolute assignment, you are a creditor as defined by s.189. ''

    But I'd just send it to the creditor if Ascent are just standard DCA's.
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    • #3
      Re: DCA and CCA request

      Thank you Amethysts

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