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2 defaults listed for one debt? One satisfied as second started?

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  • 2 defaults listed for one debt? One satisfied as second started?

    Just signed up to Experian tonight and noticed I effectively have 2 defaults listed for one debt.



    It is the "satisfied" loan for Lloyds TSB one updated 11/08/2013 and the Capquest one for £3622 updated 18/05/2014



    Same balance, open date and default date on both, BUT apparently a payment was made 8months ago as the balance dropped £20 and I have made no payment at all.

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  • #2
    Re: 2 defaults listed for one debt? One satisfied as second started?

    Don't worry about this.

    I had the same issue on my credit file, and ironically it was to do with the 2 same companies as yourself,

    I spoke to experien who advised me that on the actual credit report lenders can see , it only shows the current one in this case "capquest"... the satisified one for Lloyds is still displayed for your information.

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