Terminating without default notice

[shakuri87]

Hi,

Wondering if anyone can help...

I have 3 accounts with RBS, 1 current with OD, 1 loan and 1 CC. I have had an ongoing dispute with them regarding actions they took in January 2013. So far it's gone through ombudsman and I sent a LBA in March (no response). My next step is to prepare POC and go to court.

However yesterday ago I received 2 letters from the collections department stating that as I had ignored Default Notices sent under section 87 they would be terminating the Overdraft and also the Loan. I have received no DN for either account and on top of this they expect me to pay the balance on each by tomorrow.

I still intend to take them to court but I am wondering how this affects things and wondering if I should wait for them to mess up further (i.e. instruct DCA/solictiors) or just continue with court action and add this to the POC.

Thanks

[FlamingParrot]

Re: Terminating without default notice

Hi,

Wondering if anyone can help...

I have 3 accounts with RBS, 1 current with OD, 1 loan and 1 CC. I have had an ongoing dispute with them regarding actions they took in January 2013. So far it's gone through ombudsman and I sent a LBA in March (no response). My next step is to prepare POC and go to court.

However yesterday ago I received 2 letters from the collections department stating that as I had ignored Default Notices sent under section 87 they would be terminating the Overdraft and also the Loan. I have received no DN for either account and on top of this they expect me to pay the balance on each by tomorrow.

I still intend to take them to court but I am wondering how this affects things and wondering if I should wait for them to mess up further (i.e. instruct DCA/solictiors) or just continue with court action and add this to the POC.

Thanks

They can expect a lot of things, it doesn't mean anything, that's just a generic template letter. I have an RBS CC defaulted Jan 2010, not heard from them in over two years. :grin:

Can you please clarify why you want to take RBS to court? What actions did they take in January 2013?