Re: Lenders may be hiding incriminating data for years 2006,2007,2008
It is found in the Legal Guidance given by the ICO in the Fifth Principle of the DPA which has very close links to the Third & Fourth Principle
"Personal data processed for any purpose or purposes shall not be kept longer than is necessary for that purpose or those purposes.
It may well be necessary in some case to retain certain information to enable the data controller to defend legal claims, which may be made in the future, the personal data should be deleted when the possiblity of a claim no longer exists, i.e when the relevant stautory time limit has expired".
The time limit is 6 years .........the length of time the CRA's are advised by the ICO that they keep records on credit files, after 6 years information should be deleted /erased/destroyed.
The Statute of Limitations is the statutory time legal claims can be instigated.
It actually mentions six years in said guidance.
Medical and criminal records do not fall under the above conditions.
If that helps.
Sparkie
It is found in the Legal Guidance given by the ICO in the Fifth Principle of the DPA which has very close links to the Third & Fourth Principle
"Personal data processed for any purpose or purposes shall not be kept longer than is necessary for that purpose or those purposes.
It may well be necessary in some case to retain certain information to enable the data controller to defend legal claims, which may be made in the future, the personal data should be deleted when the possiblity of a claim no longer exists, i.e when the relevant stautory time limit has expired".
The time limit is 6 years .........the length of time the CRA's are advised by the ICO that they keep records on credit files, after 6 years information should be deleted /erased/destroyed.
The Statute of Limitations is the statutory time legal claims can be instigated.
It actually mentions six years in said guidance.
Medical and criminal records do not fall under the above conditions.
If that helps.
Sparkie
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