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MBNA Charges - hearing date

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  • MBNA Charges - hearing date

    I've had some paperwork through from the court to say that I have a hearing date for my charges claim against MBNA, was looking through the site and note that the templates section is not working. Does anyone have a list of documents, etc that need to be filed with the court to rely on.

    Anyone have any suggestions?
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  • #2
    Re: MBNA Charges - hearing date

    Hi Yellowplum, welcome back.

    Can you give us a brief update of the story so far including your particulars of claim etc.

    Did you compile a court bundle at the time you first entered the claim.
    Any opinions I give are my own. Any advice I give is without liability. If you are unsure, please seek qualified legal advice.

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    • #3
      Re: MBNA Charges - hearing date

      Sorry for the late reply, I have only been able to locate everything today. My particulars of claim are based on the MoneySavingExpert ones on Credit Card charges that they are unlawful etc.

      Today I received a witness statement from MBNA (interesting it cost them £16.72 to post). They state that they have refunded some charges to me, but do not state when. One of the charges I am claiming back is a bounced DD fee, this is charged at £25 by them.

      They have claimed that it is reasonable for them to charge these fees. They place some exhibits within the statement, a copy of a credit agreement, and the three pieces of correspondences that we exchanged previously to raising this claim.

      Interestingly the credit agreement states the default charge for a bounced DD is £12 not £25, therefore I am not sure this is the credit agreement that was in place at the time that I took out the card.

      I am not sure also if they will attend court tomorrow, but I am attending.

      I need some assistance on a skeleton argument to make as things have moved on since the original claims where made.

      Any advice is greatly appreciated.

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