Attached in three parts.
Key findings
1. The average debt of a StepChange client in
Scotland fell to £13,939 by June 2013. This was
the lowest in the UK, which had an average client
debt of £15,047.
2. The average net income of a StepChange client
in Scotland increased slightly to £14,532 by June
2013. Average net incomes fell in every other
nation over the same period, with a UK average of
£14,457.
3. In 2012 clients in Scotland had almost twice the UK
average value in Council Tax arrears, at £1,312.
4. Over 10 percent of client debt in Scotland last
year was due to payday loans – the largest share
among the home nations.
5. StepChange has seen a significant increase in
the number of clients with arrears in priority debts
including rent, mortgage, gas, electricity and
Council Tax.
Key findings
1. The average debt of a StepChange client in
Scotland fell to £13,939 by June 2013. This was
the lowest in the UK, which had an average client
debt of £15,047.
2. The average net income of a StepChange client
in Scotland increased slightly to £14,532 by June
2013. Average net incomes fell in every other
nation over the same period, with a UK average of
£14,457.
3. In 2012 clients in Scotland had almost twice the UK
average value in Council Tax arrears, at £1,312.
4. Over 10 percent of client debt in Scotland last
year was due to payday loans – the largest share
among the home nations.
5. StepChange has seen a significant increase in
the number of clients with arrears in priority debts
including rent, mortgage, gas, electricity and
Council Tax.