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Thread: Letter From Mackenzie Hall

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    Default Letter From Mackenzie Hall

    Hi

    This is the first time I have made a post but I need some advice as I don't know what to do.

    Today out of the blue I received a letter from Mackenzie Hall stating that they are attempting to contact the above named person regarding a personal matter and this adress has been provided as being the possible residential details of their subject.

    They also state that if I am not the above named person to contact their investigation team.

    The letter was addressed to me in a previous married name that I have not used for 12 years and I have never used it at this address whichj I have also lived at for 12 years.

    Can anyone please give some advice as I am really worried about it.

    Thanks

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    Default Re: Letter From Mackenzie Hall

    Quote Originally Posted by hoggle View Post
    Today out of the blue I received a letter from Mackenzie Hall stating that they are attempting to contact the above named person regarding a personal matter and this address has been provided as being the possible residential details of their subject.
    I rather doubt they are trying to contact you over an unclaimed lottery win.

    They also state that if I am not the above named person to contact their investigation team.
    On the other hand, you are not legally obliged to do anything.

    The letter was addressed to me in a previous married name that I have not used for 12 years and I have never used it at this address which I have also lived at for 12 years.
    That makes sense, as Mucky Hall seems almost to specialise in chasing Statute Barred debts although, in this case, it could be an instance of identity theft.

    Can anyone please give some advice as I am really worried about it.
    1. Do try not to worry
    2. If it was your debt, then it is probably SB
    3. If it is not your debt, you are not obliged to pay it
    4. Get a folder and a stapler. When each letter arrives, write the date of receipt on the envelope, staple the letter to the envelope and file it in the folder.
    I am not a lawyer, nor do I pretend to be a lawyer.

    For sensible legal advice http://www.lawsociety.org.uk/choosingandusing/findasolicitor.law

    For FREE legal representation, go to the National Probono Centre

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    Default Re: Letter From Mackenzie Hall

    Thanks for your reply.

    Would it be worth me sending a statute barred letter anyway?

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    Default Re: Letter From Mackenzie Hall

    No, just ignore it.

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    Default Re: Letter From Mackenzie Hall

    If you are in the mood for a bit of sport you could write and ask them how much they are prepared to pay for the information.

    In all probability they have posted the same letter out to dozens of people with the same surname.

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    Default Re: Letter From Mackenzie Hall

    Quote Originally Posted by hoggle View Post
    Would it be worth me sending a statute barred letter anyway?
    How can you tell them that an alleged debt is statute barred when you do not know what the alleged debt might be or when the last payment was made?

    If the last payment of several was made in your name some two or three years ago, it would not be statute barred but neither would it be your debt.
    I am not a lawyer, nor do I pretend to be a lawyer.

    For sensible legal advice http://www.lawsociety.org.uk/choosingandusing/findasolicitor.law

    For FREE legal representation, go to the National Probono Centre

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    Default Re: Letter From Mackenzie Hall

    I have also received a similar letter, I replied via email and asked them what they wanted and they have asked for confirmation of name, address and dob which I have refused to confirm. They have since sent a reply below.
    Dear . . .
    Although I can appreciate your hesitation in providing the required information, I find it prudent to inform that I am only asking that you confirm information already held. Furthermore, I am unable to correspond with you further until I have received the required information.
    If you have any questions please do not hesitate to respond by email. Alternatively please telephone our offices on 01563 554540 where an advisor will be able to assist you.

    I don't need any assisting as I know that any debt they have will come under my bankruptcy 2009 or be statute barred. Although I am quite tempted to waste some of their time. . . .any advise what to write back.

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    Default Re: Letter From Mackenzie Hall

    Try this:

    Dear Sir,

    Contrary to your assertion that you are merely asking me to confirm data already held, you are actually asking me to provide data so that you may compare it to that originally given by an alleged debtor. If you believe I am that person, your company will then start to harass me about an alleged debt about which I neither know nor acknowledge.

    Please explain why I should do this.

    However, I would like to state how excellent I found your letter to be. Cut in half, it was more than adequately large. Admittedly, it was not very absorbent, but it was both strong enough to resist tearing and sufficiently flexible not to cause chafing. Best of all, the ink did not come off in use. I may never be entirely happy with Andrex ever again!

    Please send me some more letters, as soon as possible.

    Yours Faithfully,

    Clever Clogs
    I am not a lawyer, nor do I pretend to be a lawyer.

    For sensible legal advice http://www.lawsociety.org.uk/choosingandusing/findasolicitor.law

    For FREE legal representation, go to the National Probono Centre

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    Default Re: Letter From Mackenzie Hall

    fantastic and thank you

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    Default Re: Letter From Mackenzie Hall

    Are you really going to tell them that you prefer their stationery to Andrex?
    I am not a lawyer, nor do I pretend to be a lawyer.

    For sensible legal advice http://www.lawsociety.org.uk/choosingandusing/findasolicitor.law

    For FREE legal representation, go to the National Probono Centre

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    Default Re: Letter From Mackenzie Hall

    yes I am.. lol

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    Default Re: Letter From Mackenzie Hall

    all sent so it will be nice for them to reply.

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    Default Re: Letter From Mackenzie Hall

    Shame the ink wouldn't come off just with the words, "We have reason to believe you may live here!"

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    Default Re: Letter From Mackenzie Hall

    Rofl excellent, can't wait for the reply.

    Sometimes, just sometimes Cloggy comes into his own.
    POLITE NOTICE: FOR YOUR PROTECTION AND MINE I DO NOT GIVE ADVICE VIA PRIVATE MESSAGE, ANY ADVICE I MAY GIVE IS DONE FREELY AND WITHOUT LIABILITY, IF YOU HAVE ANY DOUBTS, PLEASE CONSULT A FULLY QUALIFIED AND INSURED PROFESSIONAL.

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    Default Re: Letter From Mackenzie Hall

    well got a reply but instead of coming from the person I was originally dealing with he has obviously passed it onto customer care and I also received ANOTHER letter through the door looking for the named person on a personal matter blah blah blah
    What has annoyed me is that in a previous email I requested that I didn't want them to send more letters to the address but I was happy to deal with them via email, I am not a happy bunny as the letter was picked up by a person in the house and has caused so many problems this weekend... where do I stand now?

    A letter and an email... not sure they know or keep track of what is coming or going out of that place.
    Good morning


    Reference:........



    Although I can appreciate your view on this matter please be advised that we have an obligation to comply with the Data Protection Act 1998. This means that we will require confirmation of: your full name date of birth and current address prior to further discussion.



    If you have any questions please do not hesitate to respond by email. Alternatively please telephone our offices on 01563 554540 where an advisor will be able to assist you.



    Yours sincerely

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    Default Re: Letter From Mackenzie Hall

    Have you admitted to them you are the person the letter is addressed to?if not dont reply to letteres or emails just ignore it all until you give them the proof they need that you are the person who allegedly owes money what can they do read other threads on LB to see how these threat monkeys work

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    Default Re: Letter From Mackenzie Hall

    no I haven't admitted anything at all, I actually sent them the message from cleverclogs further up in the thread.

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    Default Re: Letter From Mackenzie Hall

    Quote Originally Posted by whenwillitstop View Post
    no I haven't admitted anything at all, I actually sent them the message from cleverclogs further up in the thread.
    Wipe your bottom with it and send it back?
    I am not a lawyer, nor do I pretend to be a lawyer.

    For sensible legal advice http://www.lawsociety.org.uk/choosingandusing/findasolicitor.law

    For FREE legal representation, go to the National Probono Centre

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    Default Re: Letter From Mackenzie Hall

    Do I have any rights as to stopping them writing to me at the address?

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    Default Re: Letter From Mackenzie Hall

    Probably not.

    Just file it away carefully, as it proves they know next to nothing about you.

    If they send a further email or letter in which they mention a debt before 2009 or 2007 - then you can tell them to get bent.
    I am not a lawyer, nor do I pretend to be a lawyer.

    For sensible legal advice http://www.lawsociety.org.uk/choosingandusing/findasolicitor.law

    For FREE legal representation, go to the National Probono Centre

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    Default Re: Letter From Mackenzie Hall

    brilliant and thanks again CleverClogs

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    Default Re: Letter From Mackenzie Hall

    I agree with Wales and CC - totally ignore it. They clearly don't know it's you for sure. Wait till they come up with something more definite - at the moment what they have is a debt relating to someone with the same name as you. Lots of other people with the same name will probably have got correspondence from them as well, so don't worry about it until they produce something more concrete.

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    Default Re: Letter From Mackenzie Hall

    I agree with the above, when 1st Crud first contacted me last year, they started with what appeared as a fishing expedition, asking me to verify whether I was Miss Parrot, etc. I ignored them, and their letters started to get more and more concrete, ending with a proper NoA.

    Financial Institutions gambled and caused global economic meltdown, then they were bailed out with our tax money. We consumers are still expected to pay the debts we incurred as a result of their actions. It's time to fight back.


    I don't give advice, just offer guidance and useful resources




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    Default Re: Letter From Mackenzie Hall

    Quote Originally Posted by whenwillitstop View Post
    This means that we will require confirmation of: your full name date of birth and current address prior to further discussion.
    Nothing further to discuss then.

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    Default Re: Letter From Mackenzie Hall

    thanks all, I am certainly not losing any sleep over it now, had I not found this site then I would have been beside myself with worry and would have divulged more info than necessary. I will await further letters and file them. thanks again all on this site.

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