Dilemma with defaulted account due to be removed from my credit file. Advice req

[FlamingParrot]

Re: Dilemma with defaulted account due to be removed from my credit file. Advice req

Thank you flaming parrot for replying. I have now had another letter dated 02/04/2014 stating

"Please note we have not yet received a response from the original creditor. This note is to let you know that we are continuing to seek an update, we will let you know the response as soon as we hear; your account remains on a temporary delay"

Do I just leave it at that? It's been 3 months now since the s78 request. .

I'd say you should just leave it at that, they are in default of your lawful request and, while that state of affairs remains, the account is unenforceable. Let'em snooze away!

With a bit of luck, they won't be able to find anything. ray: :bounce:

[lisalane78]

Re: Dilemma with defaulted account due to be removed from my credit file. Advice req

Just to update.....as I never did. I did receive a response stating they couldn't find the necessary paperwork and agreed to write the debt off!

[Amethyst]

Re: Dilemma with defaulted account due to be removed from my credit file. Advice req

Thanks Lisa xxx How long did they take to give up ?