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Welcome Finance secured loan advice

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  • #16
    Re: Welcome Finance secured loan advice

    That's them, all my letters have been sent to Leeds.

    I'm not sure about the shortfall breakdown although I do know that they sold it via an estate agent.

    With regards to any statement etc, I had already 'done a runner' so to speak so I don't have any paperwork from that side of things.

    Comment


    • #17
      Re: Welcome Finance secured loan advice

      Originally posted by ASL3212 View Post
      That's them, all my letters have been sent to Leeds.

      I'm not sure about the shortfall breakdown although I do know that they sold it via an estate agent.

      With regards to any statement etc, I had already 'done a runner' so to speak so I don't have any paperwork from that side of things.
      A Subject Access Request (SAR) should produce the necessary paperwork. It will cost you £10. There's a SAR for mortgages here --> http://www.legalbeagles.info/forums/...-for-mortgages you may have to edit some bits to reflect your circumstances but should give you a starting point.

      Comment


      • #18
        Re: Welcome Finance secured loan advice

        Hi

        I received this letter from Mackenzie Hall today:


        Dear *insert name*

        Our Ref: ********* Client Ref: ***********

        We are attempting to contact the above named person regarding a personal matter. We have been provided your address as being possible residential detail for our subject.

        Therefore if you are the person named above then please contact our office immediately on telephone number 0844 411 5669 quoting ref number ********** whereupon further detailed information can be provided.

        -----------------------------------------------------------------------------------------------------------------------------------

        If however you are not the named person above and/or have any information regarding the persons possible whereabouts then please contact our investigation team in confidence on the alternative telephone number or email address below.

        Telephone 08444115669
        Email cattles@mackenziehall.co.uk (subject: not known/goneaway)

        We look forward to hearing from you as soon as possible.

        Yours Sincerely

        Mackenzie Hall LTD

        What should I do??

        Comment


        • #19
          Re: Welcome Finance secured loan advice

          subscribe
          Never give up, Never surrender.

          Comment


          • #20
            Re: Welcome Finance secured loan advice

            What do you mean by subscribe? Thanks

            Comment


            • #21
              Re: Welcome Finance secured loan advice

              I am intrested in your post as I also have issues with Welcome,and Mackenzie Hall, I will get updates as and when someone posts by e mail which links me back to the post!
              Never give up, Never surrender.

              Comment


              • #22
                Re: Welcome Finance secured loan advice

                Oh right I wasn't aware you could do that, cheers!!

                Comment


                • #23
                  Re: Welcome Finance secured loan advice

                  Thats ok, I only learnt about it last year!
                  Never give up, Never surrender.

                  Comment


                  • #24
                    Re: Welcome Finance secured loan advice

                    Do you have any advice / views on the letter received today?

                    Comment


                    • #25
                      Re: Welcome Finance secured loan advice

                      That letter implies Mackenzie Hall are on a 'fishing expedition' since they're not sure you are the actual person they are chasing at that address which is why they specifically say "if you are not the person named above or have any information regarding the persons possible whereabouts . . . ". Since Mackenzie Hall are well known as debt collectors (or a quick check on Google will confirm this) I'm not sure the OFT would be happy to hear that they are possibly breaching their Debt Collection Guidance on confidentiality etc.

                      Dogtired is right - read up more about this DCA on this site and you'll feel better

                      Comment


                      • #26
                        Re: Welcome Finance secured loan advice

                        I have read plenty on this forum about them and their shady tactics. Surely if somebody was to reply saying they wasn't the person they are looking for, they could get done for opening 'someone else's' mail??

                        Comment


                        • #27
                          Re: Welcome Finance secured loan advice

                          You could also say i have the same name but im not the debtor then tell yhem a different birthdate to your own what can they say or do then?

                          Comment


                          • #28
                            Re: Welcome Finance secured loan advice

                            Received another identical fishing letter today.

                            Comment


                            • #29
                              Re: Welcome Finance secured loan advice

                              Let them fish away. They may find an old boot at the end of their tackle

                              Comment


                              • #30
                                Re: Welcome Finance secured loan advice

                                Originally posted by Ruby View Post
                                Let them fish away. They may find an old boot at the end of their tackle
                                OUCH
                                :faint:

                                Comment

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