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PPI breakdown of redress

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  • PPI breakdown of redress

    Would be very grateful for any advice please after I written to them about the PPI breakdown of redress of £1076.84 & £719.91 because I was unable to see both of them on my monthly statetments.

    Anyway they did reply back saying they have attached a screen shot of £719.91 & theyconfirmed that the amount of £1076.84 was a not rebate it was a successful claim that I made against the PPI. This was not credited to my my loan sum and spread out over my repayments each month.

    And I am still not happy with their response & they are giving me alot of pressure, if they do not hear from me within the next 14 days, they will assume that I do not accept the settlement offer and will notify me accordingly.

    Or shall I give up and accepted their offer?
    Many thanks John
    Tags: None

  • #2
    Re: PPI breakdown of redress

    BUMP for Bill/Di30/turbo

    Comment


    • #3
      Re: PPI breakdown of redress

      Hi---will look at tomorrow

      But give me everything

      CCA
      Statements
      Settlement Letter

      to simiantics@gmail.com

      if confidentiality reqd

      Comment


      • #4
        Re: PPI breakdown of redress

        Thank you very much Turbo, will PM you tomorrow

        Comment


        • #5
          Re: PPI breakdown of redress

          Will be out till evening (but on lb by phone) but if you send any stuff to that address above--address it to --Turbo & Bill

          as Bill may see it before I do and take over (we share the address)

          Turbs

          Comment


          • #6
            Re: PPI breakdown of redress

            Thanks John-me & bill got all your stuff you sent this morning

            Very comprehensive

            Will study it & report back tomorrow

            EDIT--see your E Mail
            Last edited by Turboman; 27th September 2012, 20:47:PM.

            Comment


            • #7
              Re: PPI breakdown of redress

              John

              What do you get if you add up all the payments that went through? (2nd set of eyes as statement not easy to read)

              £16,158.30 ? (PPI portion would be 21.0504% = £3,401.40)--EDITED at 11:40


              09/06/2006 298.90
              09/07/2006 298.90
              09/08/2006 298.90
              09/09/2006 298.90
              09/10/2006 298.90
              09/11/2006 298.90
              09/12/2006 298.90
              09/01/2007 298.90
              09/02/2007 298.90
              09/03/2007 298.90
              09/04/2007 298.90
              09/05/2007 298.90
              19/06/2007 298.90
              19/07/2007 0.00
              09/08/2007 348.72
              09/09/2007 348.72
              09/10/2007 348.72
              09/11/2007 1046.14
              09/12/2007 348.72
              09/01/2008 298.90
              09/02/2008 298.90
              09/03/2008 298.90
              09/04/2008 298.90
              09/05/2008 298.90
              09/06/2008 298.90
              09/07/2008 348.72
              09/08/2008 298.90
              09/09/2008 298.90
              09/10/2008 298.90
              09/11/2008 298.90
              09/12/2008 298.90
              09/01/2009 298.90
              09/02/2009 298.90
              09/03/2009 298.90
              09/04/2009 298.90
              09/05/2009 298.90
              09/06/2009 298.90
              09/07/2009 298.90
              09/08/2009 298.90
              09/09/2009 298.90
              09/10/2009 298.90
              09/11/2009 298.90
              09/12/2009 298.90
              09/01/2010 298.90
              09/02/2010 0.00
              09/03/2010 0.00
              09/04/2010 50.00
              09/05/2010 179.34
              09/06/2010 0.00
              09/07/2010 896.70
              09/08/2010 150.00
              09/09/2010 150.00
              09/10/2010 150.00
              09/11/2010 183.30
              09/12/2010 183.30
              09/01/2011 183.32
              09/02/2011 183.30
              16,158.30 21.05048% 3,401.40



              Turbs
              Last edited by Turboman; 29th September 2012, 10:47:AM.

              Comment


              • #8
                Re: PPI breakdown of redress

                Total of £16,158.30 but I believe that the £896.70 (07/09/10) was part mentioned in the letter that was not credited to my loan as one lump sum??

                Thank you for so much trouble working them out for me

                Kind Regards
                John

                Comment


                • #9
                  Re: PPI breakdown of redress

                  John--I cant see that in the letter btw ???--what date letter

                  Where I'm going on this John:

                  The ratio of PPI to Total L:oan is 4799.36:22799.38 = 21.0504%

                  SO--all payments you ever made----21.0504% of them are PPI Pymnts so I get £3,401.30 (on a total of £16,158) whereas they get £2768.48

                  A difference of 633.38

                  To apportion to £633.38-you would need mthly pymnts of Total Payments of £3008.91---ie I am saying they are taking £13,149.39 as total payments instead of £16,158.30

                  This also means that the 8% interest is also too low

                  I would also like to see how they calculated rebate of £719.91 too

                  Comment


                  • #10
                    Re: PPI breakdown of redress

                    Hi, I already emailed the letter dated 17th Sept the other day, so what shall I do?? please

                    thanks

                    Comment


                    • #11
                      Re: PPI breakdown of redress

                      That letter didnt mention that sum John--I think you are reading the letters wrong and also Santander misleading you too --

                      I'll draft a letter for you -- by midnight latest (Edit)

                      We need more info--I think its under offered redress

                      Just make sure you have sent me all the corres from em

                      Turbs
                      Last edited by Turboman; 1st October 2012, 18:32:PM.

                      Comment


                      • #12
                        Re: PPI breakdown of redress

                        Ok will sort the letters out for you now through PM

                        Many thanks

                        Comment


                        • #13
                          Re: PPI breakdown of redress

                          Ok--where did you see £3586.44 as here in post 51 ?

                          http://www.legalbeagles.info/forums/...298#post285298

                          and is there any statements (detailed from Westcott as in post 20

                          http://www.legalbeagles.info/forums/...275#post232275

                          Comment


                          • #14
                            Re: PPI breakdown of redress

                            Email on way to you

                            Many thanks John

                            Comment

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