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Mackenzie Hall

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  • Mackenzie Hall

    Last June i received a letter from the above mentioned with regards to an unpaid debt with Lloyds. I left it be and only just this morning i received a phone call from them asking if i was who i was. I didn't answer and asked why and what they were after but they wouldn't say because off the data protection act. I am in a new home with a new partner and new phone line and was wondering what do i do next? Any help please?
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  • #2
    Re: Mackenzie Hall

    Continue to totally ignore them!

    Comment


    • #3
      Re: Mackenzie Hall

      Just ignore them, if they continue to call you do not answer their questions and simply state put it in writing. Then if the do write to you, you simply send back to them what is know as a proof it letter - Though we will go into details on that if and when they write to you.

      Mackenzie hall are basically the bottom feeders in the debt collection world, they deal largely in statuted barred debts or debts that would not otherwise be able to enforce in court, such as lack of CCA etc.

      When was the last time you had any dealings with Lloyds? If it was over 6 years ago then any debt is statuted barred, or 5 years if you happen to live in scotland.
      Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

      By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

      If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

      I AM SO GOING TO GET BANNED BY CEL FOR POSTING terrible humour POSTS.

      The Governess; 6th March 2012 GRRRRRR

      Comment


      • #4
        Re: Mackenzie Hall

        Thank you for your replies, i do hope it works ad the debt is over 9 years or more old, but i'm going through a divorce and i don't need the added stress. I will post if i hear anymore from them.
        thank you

        Comment


        • #5
          Re: Mackenzie Hall

          In that case simply tell them on the phone, look the debt is over 9 years old, it is statuted barred. If you continue to call me or send me any more letters i will deem it as harassment in breach of the protection from harassment act 1997 which is a criminal offense punishable by custodial sentence. Then Say - now **** off and hang up.

          Trust me their employees are mean, retarded scots (nothing against the scots as they are lovely people in general) and they will likely swear to blue in the face at you and threaten you down the phone given a chance. So get the first swear word in first then hang up before they can respond - Its very gratifying LOL.
          Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

          By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

          If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

          I AM SO GOING TO GET BANNED BY CEL FOR POSTING terrible humour POSTS.

          The Governess; 6th March 2012 GRRRRRR

          Comment


          • #6
            Re: Mackenzie Hall

            Originally posted by rikk26 View Post
            Last June i received a letter from the above mentioned with regards to an unpaid debt with Lloyds. I left it be and only just this morning i received a phone call from them asking if i was who i was. I didn't answer and asked why and what they were after but they wouldn't say because off the data protection act. I am in a new home with a new partner and new phone line and was wondering what do i do next? Any help please?
            How many years or decades ago was the alleged debt incurred?

            When was any payment or written acknowledgement last made regarding this alleged debt?

            Comment


            • #7
              Re: Mackenzie Hall

              It may not be SB if there has been any payments of affirmation of the debt within the past 6 years.

              Comment


              • #8
                Re: Mackenzie Hall

                Originally posted by labman View Post
                It may not be SB if there has been any payments of affirmation of the debt within the past 6 years.
                Exactly - hence my questions.

                On the other hand, it is being chased by Mucky Hall, who seem not to care about the limitation acts.

                Comment


                • #9
                  Re: Mackenzie Hall

                  Its also for Mackhenzie hall to prove the debt is not statuted barred and to prove any alleged payments were made by the alleged debtor, simply stating they were payments or the payments were made by the debtor is not proof that there was payments or they were made by the alleged debtor - Despite what Mackhenzie Hall would try have you believe.
                  Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

                  By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

                  If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

                  I AM SO GOING TO GET BANNED BY CEL FOR POSTING terrible humour POSTS.

                  The Governess; 6th March 2012 GRRRRRR

                  Comment

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