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Motormile Finance Ref Wage Day Advance

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  • #1

    Motormile Finance Ref Wage Day Advance

    TRANSFER TO HOME VISIT DEPARTMENT
    Our ref: XXXXXX
    Re: WageDayAdvance.co.uk (debt assigned to Motormile Finance UK Ltd)
    Debt value: £XXXX

    Your file has now been passed to the Home Visit Department and a Doorstep Collection Agent will shortly be instructed to attend your property. We reserve the right to add any accrued default interest and contractual charges to the debt balance.

    In an effort to resolve this matter without further action, we make the following offer. We will:

    -Freeze contractual default interest
    -Freeze contractual collection charges
    -Accept payment of 90% of the debt over 4 equal instalments, commencing no later than XX October 2011

    Alternatively, we will accept:

    -a single lump sum payment of 60% of the account balance in full and final settlement of the debt

    If you wish to discuss these offers, please contact us as below quoting reference :

    Tel: 0844 7709583 or 01274 631000

    Web: for further options visit www.mmile.com

    Email: ascent@mmile.com

    These offers are open for acceptance until Thursday XX October 2011, after which time they should be considered withdrawn.

    We hope to hear from you by return, failing which, all accrued interest and collection charges will be added to your account balance.

    Yours faithfully


    Home Vist Admin. Department
    Motormile Finance UK Ltd

    Main: 0844 7709583
    Email: Ascent@mmile.com
    Web: Motor Mile Finance










    OK THEN PEOPLE


    THIS WAS IN AN EMAIL THAT TURNED UP OUT OF THE BLUE.
    I ACCEPT A FEW YEARS AGO I FELL INTO THE PAYDAY LOAN TRAP BUT THIS IS NO MORE THAN HARASSMENT


    LETS DISECT IT SHALL WE


    1/ HOME VISIT
    2 / RESERVE THE RIGHT TO ADD CHARGES/CONTRACTUAL INTEREST ETC,


    NOT ON A THIRTY DAY LOAN YOU WILL NOT


    I WILL HAVE NO CONTACT WITH THEM UNTIL A NOTICE OF ASSIGNMENT GETS SENT TO ME FROM WAGE DAY ADVANCE BY RECORDED DELIVERY TO COMPLY WITH LOP 1925


    IT JUST MAKES ME MAD THAT THEY STILL THINK THEY CAN GET AWAY WITH CONDUCT WITH NO REDRESS


    MY DOORSTEP WAS COLLECTED LONG AGO
    Tags: None
    • 2 likes
  • #2
    Re: Motormile Finance Ref Wage Day Advance

    Motormile finance, ignore them their lower than the bottom feeders Machenzie hall. Hell i had to expeling the Motor Mile Finance's Managing Director the legislation regarding defaulted Pay day loan agreements and Default Notices, and point out that as Pay day loan lenders when and account id defaulted then create a secound agreement for the defaulted amount and type the original debtors signiture in is also unlawful as the default amount can only be part of the original agreement. Not to mention explain to them about unlawful and excessive charges for unlawful attempts to debit some ones debit card.

    Put it this way, they simply did not have a clue about the legislation and i would serious question their fitness to hold a consumer credit license.

    And i can safely say, they lost the argument lol.
    Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

    By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

    If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

    I AM SO GOING TO GET BANNED BY CEL FOR POSTING terrible humour POSTS.

    The Governess; 6th March 2012 GRRRRRR
    • 1 thank

    Comment

    • #3
      Re: Motormile Finance Ref Wage Day Advance

      If they offer to settle for 60%, one may be reasonably sure that they know they don't have a hope in hell of enforcing the alleged debt.

      When was the debt allegedly incurred?

      Comment

      • #4
        Re: Motormile Finance Ref Wage Day Advance

        Given their lack of knowledge on legislation Cleverclogs, they don't have a hope in hell of securing or enforcing a single alleged debt that they have on their books lol
        Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

        By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

        If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

        I AM SO GOING TO GET BANNED BY CEL FOR POSTING terrible humour POSTS.

        The Governess; 6th March 2012 GRRRRRR
        • 1 thank

        Comment

        • #5
          Re: Motormile Finance Ref Wage Day Advance

          One might even wonder if the alleged debt might be statute barred.,

          Comment

          • #6
            Re: Motormile Finance Ref Wage Day Advance

            It wouldn't surprise me if they were statuted barred since they seem to have been past quite a few alleged debts by Machenzie Hall - And we all know what Machenzie Hall are like for Statuted Barred and unenforceable debts LOL.
            Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

            By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

            If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

            I AM SO GOING TO GET BANNED BY CEL FOR POSTING terrible humour POSTS.

            The Governess; 6th March 2012 GRRRRRR
            • 1 thank

            Comment

            • #7
              Re: Motormile Finance Ref Wage Day Advance

              I had an email from this company yesterday, saying more or less the same... But tonight they have taken that one step further, and taken from my bank account my entire two weeks unemployment benefit! They have left me with nothing to live on for the next fortnight. Apparently there is nothing my bank can do.... Delightful company!
              • 1 thank

              Comment

              • #8
                Re: Motormile Finance Ref Wage Day Advance

                Originally posted by KatieCD View Post
                tonight they have taken that one step further, and taken from my bank account my entire two weeks unemployment benefit! They have left me with nothing to live on for the next fortnight.
                Someone should use a red-hot poker to cauterise their urethras.

                Without any anaesthetic.

                Comment

                • #9
                  Re: Motormile Finance Ref Wage Day Advance

                  Originally posted by KatieCD View Post
                  I had an email from this company yesterday, saying more or less the same... But tonight they have taken that one step further, and taken from my bank account my entire two weeks unemployment benefit! They have left me with nothing to live on for the next fortnight. Apparently there is nothing my bank can do.... Delightful company!
                  Yes there is something you can do. You never had an agreement with this company, therefore they never had your authorisation to take any money from your account. Therefore by doing so they have committed an act of theft. You need to be firm with your bank, usually going into the local branch and stating if the money is not back in your account by the close of the day you will make it a criminal matter by reporting it to the police.
                  Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

                  By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

                  If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

                  I AM SO GOING TO GET BANNED BY CEL FOR POSTING terrible humour POSTS.

                  The Governess; 6th March 2012 GRRRRRR
                  • 3 likes

                  Comment

                  • #10
                    Re: Motormile Finance Ref Wage Day Advance

                    Also listen to the BBC Radio 4 Programme - You and Yours, about Quick Quid and fraud

                    Comment

                    • #11
                      Re: Motormile Finance Ref Wage Day Advance

                      This may also be useful

                      http://www.legalbeagles.info/forums/...+appropriation
                      CAVEAT LECTOR

                      This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                      You and I do not see things as they are. We see things as we are.
                      Cohen, Herb

                      There is danger when a man throws his tongue into high gear before he
                      gets his brain a-going.
                      Phelps, C. C.

                      "They couldn't hit an elephant at this distance!"
                      The last words of John Sedgwick
                      • 3 likes

                      Comment

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