August 2010 sent DCA Proof it letter for alleged debt with BCard. This was ignored so I pursumed this was finished.
Checking my credit file a default is issued by dca who have brought the rights from BC.
I have sent various letters to supply me with supporing evidence.
They have confirmed that they hold no OCA.
They state in one correspondence that the DN was sent by BC in 2006 yet the default is registered in 2008.
Eventually they sent me staements of the account but not the full history. The beginning and the end statements are missing.
I spoke with BC regarding this account and they tell me that this account is closed and they have no data relating to this account any longer.
I have never received any Deed of assignment, Termination Notice or Default notice.
I have also been in touch with the CRA and they have put a note on the file to say that it is in dispute.
Although the DCA cannot supply me with all the full information relating to this account they are still refusing to remove this default. And without such information the accurancy of the debt in question cannot be resolved.
I have also sent them a request for a full SAR.
Can anyone please help with regard to reporting to the relevent organisations. This matter as now been going on for some time and the DCA refuse to remove this data whilst the debt is in dispute
Checking my credit file a default is issued by dca who have brought the rights from BC.
I have sent various letters to supply me with supporing evidence.
They have confirmed that they hold no OCA.
They state in one correspondence that the DN was sent by BC in 2006 yet the default is registered in 2008.
Eventually they sent me staements of the account but not the full history. The beginning and the end statements are missing.
I spoke with BC regarding this account and they tell me that this account is closed and they have no data relating to this account any longer.
I have never received any Deed of assignment, Termination Notice or Default notice.
I have also been in touch with the CRA and they have put a note on the file to say that it is in dispute.
Although the DCA cannot supply me with all the full information relating to this account they are still refusing to remove this default. And without such information the accurancy of the debt in question cannot be resolved.
I have also sent them a request for a full SAR.
Can anyone please help with regard to reporting to the relevent organisations. This matter as now been going on for some time and the DCA refuse to remove this data whilst the debt is in dispute
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