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Thread: Buchanan Clark & Wells

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    Default Buchanan Clark & Wells

    Hi all,

    new here. Just need to get some info.

    I have a letter from a company called Buchanan Clark & Wells, (or BCW) there is no indication of a DCA and no indication of being a solicitor.

    I have searched for the CCL but could only find Historic data for them.

    How can I find out if they are CCL holder and licensed to collect debts.

    I am not disputing the debt but I have no previous knowledge of trhe debt being passed around all and sundry.

    Thanks

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    Default Re: Buchanan Clark & Wells

    You can check licensing on the OFT website, although this only covers 'regulated activities'.

    There is other advice here on this site about dealing with DCAs eg asking to prove entitlement.

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    Default Re: Buchanan Clark & Wells

    Is this the first contact from BCW and have they identified this debt ?
    Have fun, I'm done..

    Laterz


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    Default Re: Buchanan Clark & Wells

    Here is their licence details......not much help there I'm afraid........but you can ask them for the Master deed of Assignment for the debt they are chasing you for

    Sparkie

    CCA Search :: CCA Search Results :: Licence Details


    Application / Licence Details




    Licence Number:0603076
    Licence Status:Current

    Current Applicant / Licensee:

    Business NameCompany Registration NumberBCW Group LimitedSC 223606

    Categories:

    Consumer credit Credit brokerage Credit reference agency Debt collecting Provision of debt-adjusting on a commercial basis Provision of debt-counselling on a commercial basis

    Right To Canvass Off Trade Premises:No


    Trading Name(s) (Current):

    APS Assisted Probate Services BCW Buchanan Clark & Wells Buchanan Clark & Wells LTD Wallace Bruce

    Issued Date: 16-Oct-2007
    Expiry Date: 16-Oct-2012


    Legal Formation:

    Body Corporate (incorporated inside UK)

    Current Individuals that run the organisation:

    NamePositionBryan MountOfficerDavid Waite Irene Hood Saunders Jacqueline Sharpe Lars Denecker Nielsen Trond Kristian Andreassen

    Historic Individuals that run the organisation:

    NamePositionAndrew Sawyers McCormick

    Historic Organisations that run the organisation:

    NameCompany Registration NumberPositionHMS Secretaries LtdSC 143239Officer

    Nature of Business:

    Other

    Current Address(es):

    Address TypeAddressPrincipal Place Of Business24, George Square, GLASGOW, G2 1EG, United Kingdom

    Historic Address(es):

    Address TypeAddressCorrespondence24, George Square, Glasgow, G2 1EG, UKCorrespondence24, George Square, GLASGOW, G2 1EG, United KingdomPrincipal Place Of Business24, George Square, GLASGOW, G2 1EG, United KingdomRegistered Office24, George Square, Glasgow, G2 1EG, UKRegistered Office24, George Square, GLASGOW, G2 1EG, United Kingdom

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    Default Re: Buchanan Clark & Wells

    Quote Originally Posted by Curlyben View Post
    Is this the first contact from BCW and have they identified this debt ?
    Hi, yes. They have identified the debt. It was originally passed to the solicitors but for some reason it has now been passed to this company whom I have never had any knowledge of. No letters apart from "Our client DEMANDS payment"

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    Default Re: Buchanan Clark & Wells

    BCW are very well known, as are the solicitors they use. If you have received no Notice of Assignment from either the Original Creditor or BCW I would send them a Prove It letter to establish their right to be collecting on this debt. You don't want to start paying the wrong people.

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    Default Re: Buchanan Clark & Wells

    I completely agree with this advice from Caspar. Don't pay them if they cannot prove that you owe them anything or have any obligation to do so.

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    Default Re: Buchanan Clark & Wells

    All.

    Thanks for the advice. I will send them a prove it thingy.

    Trouble is they now have my EX DIRECTORY telephone number from somewhere

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    Default Re: Buchanan Clark & Wells

    Quote Originally Posted by Anon E Muss View Post
    All.

    Thanks for the advice. I will send them a prove it thingy.

    Trouble is they now have my EX DIRECTORY telephone number from somewhere

    Change your number. Tell your providor you're being inundated with nuisance calls by someone who's obtained your number. Should be free (or very cheap) to change. When, or if you call someone remember to put 147 before the number dialled, that will hide your number. Also if they insist they need your number just tell them your number is 00000 000 000, they won't believe you but will get the point.

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    Default Re: Buchanan Clark & Wells

    Hi there
    I remember back just a few years ago receiving a letter from this company, we were then in hardship, and tried making ends meets but despite that it seemed that lloyds had forwarded our details on to these, but it wasn't long when it was all back with Lloyds collections again.

    Good luck on this.

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    Default Re: Buchanan Clark & Wells

    B.C.W.

    Hmmmm....what do the initials stand for?
    http://www.legalbeagles.info/forums/...ine=1372362244 Former Member of the not-so-exclusive "I Got Banned" Club
    Comments posted here reflect only personal opinion and do not constitute legal advice. Always seek advice from your own legal advisor.

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    Default Re: Buchanan Clark & Wells

    Have you looked at Flextel?

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    Default Re: Buchanan Clark & Wells

    Quote Originally Posted by alsagerman View Post
    Change your number. Tell your providor you're being inundated with nuisance calls by someone who's obtained your number. Should be free (or very cheap) to change. When, or if you call someone remember to put 147 before the number dialled, that will hide your number. Also if they insist they need your number just tell them your number is 00000 000 000, they won't believe you but will get the point.
    Hi Alsagerman

    Not quite that simple. I have a Sky triple play and it will take 8 weeks to get a new number and I cannot afford to be without my landline/internet for that long asI need to keep in touch with my fiance in SE Asia.

    Anyways, I have sent the "Prove It" thingy and requested all in writing, also told them I will refuse any telephone calls, house calls and if so I will report them under the harrasment rules.

    Thanks for the help

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    Default Re: Buchanan Clark & Wells

    Quote Originally Posted by Anon E Muss View Post
    Hi Alsagerman

    Not quite that simple. I have a Sky triple play and it will take 8 weeks to get a new number and I cannot afford to be without my landline/internet for that long asI need to keep in touch with my fiance in SE Asia.

    Anyways, I have sent the "Prove It" thingy and requested all in writing, also told them I will refuse any telephone calls, house calls and if so I will report them under the harrasment rules.

    Thanks for the help
    Understood "Anon". For what it's worth I would agree with your course of action re: everything in writing, not that that will stop them ofcourse. There is a machine (as seen on Dragons Den) called Truecall. This will block any calls you don't want to accept, could be worth a look.

  15. #15
    Caspar's Avatar
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    Default Re: Buchanan Clark & Wells

    Quote Originally Posted by alsagerman View Post
    Understood "Anon". For what it's worth I would agree with your course of action re: everything in writing, not that that will stop them ofcourse. There is a machine (as seen on Dragons Den) called Truecall. This will block any calls you don't want to accept, could be worth a look.
    TrueCall is brilliant - I have one, but TBH not worth the £100 it costs from one group pestering you.

    Look at Flextel - just google it. You could give them this number happily and it would record the calls for you. A one off fee to buy the number, as little as £2.00 and you can choose for it to be regional, 0870, 0871 etc.... Some of them even pay you for using the service. Sounds too good to be true - it isn't! I know someone who uses it and there are no hidden catches they've discovered so far.

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    Default Re: Buchanan Clark & Wells

    Quote Originally Posted by The Debt Star View Post
    B.C.W.

    Hmmmm....what do the initials stand for?
    I could tell you but i bet it would be censored out lol
    Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

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    If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

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    Default Re: Buchanan Clark & Wells

    Are these the same as the "in house" for Hbos?

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    Default Re: Buchanan Clark & Wells

    The original creditor is Provident and the original solicitors were Edrupts who are the Provident in-house solicitors. Me thinks that Provident have sold this debt but cant be sure. I have sent then a "Prove It" letter but as yet no response

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    Default Re: Buchanan Clark & Wells

    Quote Originally Posted by Sparkie1723 View Post
    Sharpe Lars
    IRTA "Sharpe Liars".
    I am not a lawyer, nor do I pretend to be a lawyer.

    For sensible legal advice http://www.lawsociety.org.uk/choosingandusing/findasolicitor.law

    For FREE legal representation, go to the National Probono Centre

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    Default Re: Buchanan Clark & Wells

    Well, I have a reply from this cowboy company with reference to my request.

    All they have sent is a poor copy of the contract, and that has not come direct from them, they probably had to request it from the original creditor, that I signed. No Letter/Authority of Assignment, no statement and all in a plain envelope.

    There is still no indication of them being Debt Collector or a Solicitor. Do I wait for the 40 days then hammer them or ...

    Any advice would be appreciated.

    Many thanks again to all who have helped to date

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    Default Re: Buchanan Clark & Wells

    I really can not believe this sic company. A request that everything MUST be in writing, a request for the original LOA, a request for a statement and they still have not provided the documents and they still cannot get the picture about telephone calls

    4 Telephone calls, 4 x told they must put it in writing.

    Could they be deaf, or perhaps blind and not read my letter
    Maybe they are just plain stupid and think they can do what they want
    Could be that they are completely ignorant
    It could be that they want to take the p155 out of the OFT

    Maybe it is time to report them to the OFT and anyone else that may wish to take it on. I have had enough of this joke company. I want to pay the debt but not to these. The OC will not take it back either which somehow makes me think they have also sold it to this joke set of idiots

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    Default Re: Buchanan Clark & Wells

    Was it a loan or card agreement and did you request the CCA, if so they in default of your CCA request if they have not send you one withng 12+2 days of the date of your request and as such are not entitled to enfoce the debt and are in breach of OFT guidlines (if i remember correctly) for chasing you for it whilst in default.
    Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

    By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

    If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

    I AM SO GOING TO GET BANNED BY CEL FOR POSTING terrible humour POSTS.

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    Default Re: Buchanan Clark & Wells

    Quote Originally Posted by teaboy2 View Post
    Was it a loan or card agreement and did you request the CCA, if so they in default of your CCA request if they have not send you one withng 12+2 days of the date of your request and as such are not entitled to enfoce the debt and are in breach of OFT guidlines (if i remember correctly) for chasing you for it whilst in default.
    Perhaps that explains the absolute (?) assignment to BCW?
    I am not a lawyer, nor do I pretend to be a lawyer.

    For sensible legal advice http://www.lawsociety.org.uk/choosingandusing/findasolicitor.law

    For FREE legal representation, go to the National Probono Centre

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    Default Re: Buchanan Clark & Wells

    Quote Originally Posted by teaboy2 View Post
    Quote Originally Posted by The Debt Star View Post
    B.C.W.

    Hmmmm....what do the initials stand for?
    I could tell you but i bet it would be censored out lol
    Does the "W" imply that they are onanists?
    I am not a lawyer, nor do I pretend to be a lawyer.

    For sensible legal advice http://www.lawsociety.org.uk/choosingandusing/findasolicitor.law

    For FREE legal representation, go to the National Probono Centre

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    Default Re: Buchanan Clark & Wells

    Hi all and thanks for your support.

    I have just received thier next reply to my second disputed letter

    20110805 BCW Third Threat

    And I have replied with the letter

    BCW CCA 3rd Dispute Request

    And yes, they are now well outside of the 12+2 days so I now assume that they are in default. Do I tell them or wait until they take it into the courts
    Attached Files Attached Files
    Last edited by Anon E Muss; 8th August 2011 at 16:14:PM. Reason: Removal of My Real Name and Address

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