Hi
I have a car loan with BH, £20,954.99,total now paid £17,863.83 with around £3,000 left to pay.
My payments are £300 per month, but I phoned them to say I couldn't afford this at the moment & after a income sheet had been filled out they say I can afford £200 per month. I said I would try.. I paid the first £200 in Feb ok, but have missed last months, 28th March. My fault I did not phone them.
Today I have received a Default Notice to say I have to pay £1,179.38 by 19th April or further action will be taken. And if I can't pay this I will have to apply to a court which may allow me more time to pay.
When I phone BH they are always shirty, is it best to write to them stating I can not pay this sum?
Thanks
I have a car loan with BH, £20,954.99,total now paid £17,863.83 with around £3,000 left to pay.
My payments are £300 per month, but I phoned them to say I couldn't afford this at the moment & after a income sheet had been filled out they say I can afford £200 per month. I said I would try.. I paid the first £200 in Feb ok, but have missed last months, 28th March. My fault I did not phone them.
Today I have received a Default Notice to say I have to pay £1,179.38 by 19th April or further action will be taken. And if I can't pay this I will have to apply to a court which may allow me more time to pay.
When I phone BH they are always shirty, is it best to write to them stating I can not pay this sum?
Thanks
Comment