Hiya,
Just to let you know that I was also successful with a claim with MBNA using the letters.
On a claim of £243 plus Contractual Interest they first sent back an offer of £91 which was all charges reduced to £12. I wrote back accepting the £91 as partial settlement only. Today I received a letter offering a further £304.84 in addition to the £91 for a total of £395.84. There was no indication of how they came to the figure but I think it sounds pretty good!
Once again many thanks and hopefully at some point I can make a small donation to the site as a token of my appreciation.
Just to let you know that I was also successful with a claim with MBNA using the letters.
On a claim of £243 plus Contractual Interest they first sent back an offer of £91 which was all charges reduced to £12. I wrote back accepting the £91 as partial settlement only. Today I received a letter offering a further £304.84 in addition to the £91 for a total of £395.84. There was no indication of how they came to the figure but I think it sounds pretty good!
Once again many thanks and hopefully at some point I can make a small donation to the site as a token of my appreciation.