i had an egg card that i defaulted on payments. it has been handed over ARC debt collectors.
I need to deal with this really as so far i have just been ignoring the letters and as its for almost 4k i dont think it will just disapear.
I want to know if i should get in touch with EGG and go down the route of reclaiming charges or find out if the debt is enforceable.or should i do both at same time.
Then i read somwhere that i should ask the DCA to prove i owe the money.
not sure if i can do this on my own. its just too confusing!
I need to deal with this really as so far i have just been ignoring the letters and as its for almost 4k i dont think it will just disapear.
I want to know if i should get in touch with EGG and go down the route of reclaiming charges or find out if the debt is enforceable.or should i do both at same time.
Then i read somwhere that i should ask the DCA to prove i owe the money.
not sure if i can do this on my own. its just too confusing!
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