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it just dont make sense to me....

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  • it just dont make sense to me....

    i had an egg card that i defaulted on payments. it has been handed over ARC debt collectors.

    I need to deal with this really as so far i have just been ignoring the letters and as its for almost 4k i dont think it will just disapear.

    I want to know if i should get in touch with EGG and go down the route of reclaiming charges or find out if the debt is enforceable.or should i do both at same time.

    Then i read somwhere that i should ask the DCA to prove i owe the money.

    not sure if i can do this on my own. its just too confusing!

  • #2
    Re: it just dont make sense to me....

    Hiya xx

    Legal Beagles - View Single Post - ~~~ Consumer Credit Agreements - A Guide ~~~~ inc. Letters is the link to the prove it letter and that thread also has info about the CCA. I would look at the CCA route first and if they do come back with the right documents reclaim the charges and set up a repayment plan on the balance.

    have a read of that thread and shout with any questions.

    Ame
    xx
    #staysafestayhome

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps

    Comment


    • #3
      Re: it just dont make sense to me....

      thanks

      next silly question. do i ask the dca for the proof?

      Comment


      • #4
        Re: it just dont make sense to me....

        There is a link in CB's thread to the National Debt Help line that does not work http://www.legalbeagles.info/forums/...1&postcount=15

        Originally posted by Amethyst View Post
        Hiya xx

        Legal Beagles - View Single Post - ~~~ Consumer Credit Agreements - A Guide ~~~~ inc. Letters is the link to the prove it letter and that thread also has info about the CCA. I would look at the CCA route first and if they do come back with the right documents reclaim the charges and set up a repayment plan on the balance.

        have a read of that thread and shout with any questions.

        Ame
        xx

        Comment


        • #5
          Re: it just dont make sense to me....

          Originally posted by TUTTSI View Post
          There is a link in CB's thread to the National Debt Help line that does not work http://www.legalbeagles.info/forums/...1&postcount=15
          That works, he was putting a link to the National Debt Line CCA requesr letter we have on here (well originally they were from ND but have been updated and amended by us since)
          #staysafestayhome

          Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

          Received a Court Claim? Read >>>>> First Steps

          Comment


          • #6
            Re: it just dont make sense to me....

            Originally posted by ihaterundells View Post
            thanks

            next silly question. do i ask the dca for the proof?
            Yes, the DCA needs to prove the debt is yours and that they are allowed to be collecting on it. If they cant they will pass it back to Egg.
            #staysafestayhome

            Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

            Received a Court Claim? Read >>>>> First Steps

            Comment


            • #7
              Re: it just dont make sense to me....

              This what I got when I tried
              TUTTSI, you do not have permission to access this page. This could be due to one of several reasons:
              1. Your user account may not have sufficient privileges to access this page. Are you trying to edit someone else's post, access administrative features or some other privileged system?
              2. If you are trying to post, the administrator may have disabled your account, or it may be awaiting activation.



              Originally posted by Amethyst View Post
              That works, he was putting a link to the National Debt Line CCA requesr letter we have on here (well originally they were from ND but have been updated and amended by us since)

              Comment


              • #8
                Re: it just dont make sense to me....

                ah haaaaa, should be okay now, had been moved to private forum for amendments thats why was showing to me and not to site users. Thanks Tutts

                Sorry for intrusion on to your thread rundells
                #staysafestayhome

                Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                Received a Court Claim? Read >>>>> First Steps

                Comment


                • #9
                  Re: it just dont make sense to me....

                  Thanks, it all seems clearer now. will get on to that today.

                  Comment

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