Hi Everyone,
I wonder if anyone can help me here. I have a credit card debt with Citi cards and had come to an arrangement to pay them £15 a month since I was made redundant. I kept to the agreement, but have now received a letter to say that they will be serving me with a default notice as of 22/05/09, unless I can pay the full amount withing 1 month. The total is about £4000+. The letter also states that they will be selling my account onto a third party and will have to pay them. I have one more payment to make this month and then it will be with someone else. Is there a way to avoid the default notice? ( I take it to avoid that I would have to pay the full amount, which is not possible) Also, what action do I need to take now, as I want to pay my date, but will and can only stick to paying £15 a month. Not quite sure what route to take for now, its obvious that I will be dealing with a DCA, which I don't like dealing with as they seem to been rather nasty.
Any help will be truly appreciated.
Thanks
Tya
I wonder if anyone can help me here. I have a credit card debt with Citi cards and had come to an arrangement to pay them £15 a month since I was made redundant. I kept to the agreement, but have now received a letter to say that they will be serving me with a default notice as of 22/05/09, unless I can pay the full amount withing 1 month. The total is about £4000+. The letter also states that they will be selling my account onto a third party and will have to pay them. I have one more payment to make this month and then it will be with someone else. Is there a way to avoid the default notice? ( I take it to avoid that I would have to pay the full amount, which is not possible) Also, what action do I need to take now, as I want to pay my date, but will and can only stick to paying £15 a month. Not quite sure what route to take for now, its obvious that I will be dealing with a DCA, which I don't like dealing with as they seem to been rather nasty.
Any help will be truly appreciated.
Thanks
Tya
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