Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

[pabs]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

Just posted cca & cpr31 letters recorded delivery
so i think i have until 8/12/2017 to file defence

[warwick65]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

I make it 9th based on 6th Nov with 33days. I think 9th is a Sat so it would be 4pm 11th but if 8th makes you feel more comfortable. If my dates are right you may just get docs on the last day, it has been known.

[pabs]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

Hi pabs



With regard to you answer to DC- I know where you are coming from, there was a time I hid everything in the bin but then it was suggested I should keep everything. I now keep as well as scan and upload to the cloud all the documents I receive - makes life so much easier , especially , if I suddenly start to worry about a particular debt I can just get out the papers and remind myself they haven't got a leg to stand on

just a quick question on the above.
just received the normal letter saying you owe £xxx.xx
is it best to send a cca letter for proof of account because
i would normanly bin letter and that as got us in the mess
in the 1st place.

[warwick65]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

You have already posted a cca request to the creditor haven't you?

No need to send a separate one

[pabs]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

sorry did nt make it clear my mistake,
i should of pointed out the letter was for
a for a seperate account.
so would sending a cca letter be any good.
oh is that just for a court claim
hope that makes sense now lol

[warwick65]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

Hi
Well it sows depend on what the account is. Maybe start a new thread in the right part. If you qant to tag me ( put. [MENTION=98117]warwick65[/MENTION])
Post up what the debt is, who has it now and when it was opened.

It probably is worth sending g a cca request especially is it is no longer with the original creditor and more so if it is older than 10 years

[pabs]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

I will look on the site
and start a new post if i have to
again manys thanks
warwick65

[warwick65]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

It just helps to keep everything separate

[pabs]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

got ya

[pabs]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

I make it 9th based on 6th Nov with 33days. I think 9th is a Sat so it would be 4pm 11th but if 8th makes you feel more comfortable. If my dates are right you may just get docs on the last day, it has been known.

hi
so what you are saying it would be better
to file the defence on 11th.
so thats to my advantage
can that mcol system be relied on ?

[warwick65]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

Sorry I missed your post. MCOL can be a bit temperamental especially over the weekend. You could try to file on sat once your post has come or email it to them. Tbh if it makes you feel better you could file on the Friday. Check I have my dates right, it's 33 days from the date on the claim form.

[pabs]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

Sorry I missed your post. MCOL can be a bit temperamental especially over the weekend. You could try to file on sat once your post has come or email it to them. Tbh if it makes you feel better you could file on the Friday. Check I have my dates right, it's 33 days from the date on the claim form.

hi
will be working on defence soon
so is just a case of copy and paste in the mcol system
and send might seen a daft question but want to be sure.
thanks

[warwick65]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

hi
will be working on defence soon
so is just a case of copy and paste in the mcol system
and send might seen a daft question but want to be sure.
thanks

Think so, mine was emailed

[MIKE770]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

Claim responses & directions:

any problem with MCOL use
ccbcaq@hmcts.gsi.gov.uk

[pabs]

Re: Court Claim - lowell portfolio 1 ltd / jd williams - 6-11-2017

just a quick update
17/11/2017 got letter from dca's solictor seems a standard letter
today 18/11/17 sent sar request to original creditor
can any one tell me if is this normal, sent cca letter recorded 1st class on 13/11/17 to
dca and the letter still as not been signed as of today 18/11/17
not that im worried but is it known for dca's not to sign for letters just seems a
bit odd because dca's solictors letter as been signed for and reply as been received