Court claim assert collection/lendingstream

[Harryc433]

Received this morning saying 2 unpaid loans. One was for 90 and the other 123 so on next page says my my claim for 367 + 55 court claim + 32 interest am not good with this stuff so could anyone give me a hand on what to do next thanks alot

[jaguarsuk]

Re: Court claim assert collection/lendingstream

Hi and Welcome

First you should acknowledged service and then you need to get on with writing to the solicitor with a request for all the documents (Original Agreement, Default Notice, Notice of Assignment of the Debt to Lowell etc.) and start preparing your defence. If you have entered into an agreement with them, then they should be able to produce all of this.

There's more information Here of what process to follow. Send a CCA Request to the lender and a CPR request to the solicitors. Finally when you start to write your defence, there's examples of how to format it here.

Are lending stream a payday lender?

[Harryc433]

Re: Court claim assert collection/lendingstream

I phoned the company asset collections up and agreed to pay 25 every 2 weeks was scared of going to court and having to pay more than it is

[jaguarsuk]

Re: Court claim assert collection/lendingstream

I phoned the company asset collections up and agreed to pay 25 every 2 weeks was scared of going to court and having to pay more than it is

If you are happy to repay then this is of course your prerogative. The reason I asked if it was a payday lender is that you may be able to claim money back on this if your circumstances at the time were such that the lender was irresponsible in lending to you.

[warwick65]

Re: Court claim assert collection/lendingstream

Hi Harry

It is not clear if you have received a claim or a letter before action. Is it a N1 claim form?
Looks like this86_Claim_Form edit.pdf86_Claim_Form edit.pdf

If it was like this could you type up the particulars of claim. If it was anything different , if possible can you upload a copy of it while removing personal details or email it to kati@legalbeagles.info with a link to this thread
86_Claim_Form edit.pdf