CCJ on credit report

[Pippincat]

Hi can anyone help please do any ccjs that have been issued to you show on your lastest credit report from previous addresses ... do they list all of them together on lastest credit report

[enaid]

Re: CCJ on credit report

It will be the last known address where the CCJ was served, on your credit file it will show your linked addresses too, I think for the last 8 years.

[Diana M]

Re: CCJ on credit report

do any ccjs that have been issued to you show on your lastest credit report from previous addresses ... do they list all of them together on lastest credit report

CCJs are registered against the address where you were living at the time of the judgment (assuming that's the address the court sent the claim form to).

If you have an association with that address it will show as a Linked Address on your CRA file indefinitely as long as you continue to have an association with it. Otherwise it'll be showing as linked for six years after the link was created under ICO guidelines.

The CCJ entry will only stay on your CRA file for six years regardless of your address history.

Di

[Pippincat]

Re: CCJ on credit report

Hi there so if there is a ccj does it show on my lastest credit file my alias name is there but no linked addresses as it moved from last address over 8 years just wondered if there was one does it show on my lastest credit file it says no ccjs recorded does that mean there are none then thanks

[Pippincat]

Re: CCJ on credit report

If my credit report is saying no ccjs recorded with my alias name on there as well does that mean there are none been put on me thanks

[Diana M]

Re: CCJ on credit report

if there is a ccj does it show on my lastest credit file my alias name is there but no linked addresses as it moved from last address over 8 years just wondered if there was one does it show on my lastest credit file it says no ccjs recorded does that mean there are none

If my credit report is saying no ccjs recorded with my alias name on there as well does that mean there are none been put on me thanks

I'm not sure I completely understand your questions but I'll give it a go

What do you mean by your "alias name" ? Do/did you have credit in your maiden/married/divorced name or do you have an 'assumed' name or a named changed by Deed Poll etc?

Are you aware of CCJs that you have already got, but simply want to know if they are/would be showing on your CRA file?

Or are you wanting to know whether any CCJs have been obtained against you which you don't know about?

If it's the latter then you need to login to Trust Online and search by each name at each of the addresses. That way you'll know what CCJs have been made in the last six years.

You can do that here (there's a fee to pay for each address and/or name searched) >

https://www.trustonline.org.uk/search-yourself

Di

[Pippincat]

Re: CCJ on credit report

Hi again on my credit file in my new name as I remarried iv also got alias name on there which was my 1st married name but it says no ccjs recorded I wondered if the address I was at before which was over 8 years ago would on this new report as my old married name is on there as prob old address will be wiped out now wouldn't it thanks kitty

- - - Updated - - -

Do you have to be on the electrol roll as well to get a ccj

[nemesis45]

Re: CCJ on credit report

Hi again on my credit file in my new name as I remarried iv also got alias name on there which was my 1st married name but it says no ccjs recorded I wondered if the address I was at before which was over 8 years ago would on this new report as my old married name is on there as prob old address will be wiped out now wouldn't it thanks kitty








- - - Updated - - -

Do you have to be on the electrol roll as well to get a ccj

Hello Kitty
On electoral roll or not does not affect a CCJ.

To get a proper idea on CCJ's you should check the Registry Trust ( TRUST ONLINE) it hold records of all judgments you must check all your previous addresses and there is a small fee for each address searched.

nem

[Pippincat]

Re: CCJ on credit report

Don't a previous address get cleared off after 8 years

[nemesis45]

Re: CCJ on credit report

Don't a previous address get cleared off after 8 years

6 years Kitty,

nem

[Pippincat]

Re: CCJ on credit report

Well I moved out of that address 8 and half years ago

[nemesis45]

Re: CCJ on credit report

Well I moved out of that address 8 and half years ago

Any CCJ has been removed from public records but the judgment was made and stands.
I think you should check the trust if a CCJ appears on your credit files after 6 years something is wrong.

nem