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Hi all and thanks for anybody reading this..
I've been sending letters back and fore to restons who are acting on behalf of orange dating back to 2009 but arrow global bought the debt in 2012 I've checked noddle and the account was defaulted in 1-7-11 I can't even remember having a contract with orange I've explained this to orange asked them to prove it (£484) I've sent the cca letters long with the £1 cheque and just received a reply today as follows
we we write to your recent correspondence
please note this is being returned to you are we are not the creditor we are a film of solicitors in any event the original creditor orange does not retain copies of agreements as there is no regulatory act that requires them to do so
we we now require proposals towards this outstanding balance (which I haven't said that I owe it) please complete a financial statement by 10th October 2016 failing which legal proceedings may be issued
pleas have anybody got any advice for me thanks in advance
many thanks
I've been sending letters back and fore to restons who are acting on behalf of orange dating back to 2009 but arrow global bought the debt in 2012 I've checked noddle and the account was defaulted in 1-7-11 I can't even remember having a contract with orange I've explained this to orange asked them to prove it (£484) I've sent the cca letters long with the £1 cheque and just received a reply today as follows
we we write to your recent correspondence
please note this is being returned to you are we are not the creditor we are a film of solicitors in any event the original creditor orange does not retain copies of agreements as there is no regulatory act that requires them to do so
we we now require proposals towards this outstanding balance (which I haven't said that I owe it) please complete a financial statement by 10th October 2016 failing which legal proceedings may be issued
pleas have anybody got any advice for me thanks in advance
many thanks
