VT Question

[Sandison]

Hi,

I'm recently in a position where I'm about to voluntary terminate my hire purchase agreement with black horse. My main problem is the engine that was originally in the car blew up around 3 months ago, long story short I got this sorted and managed to get a second hand replacement engine into the car and it's running fine again. My main question would be if I was to VT my car back to black horse now I've reached half way through all my payments would they pick this up the fact a new engine has been replaced and would I be stung with a huge charge or anything for it? I've yet to actually inform DVLA of changes to the car engine so would the finance company pick this up if they came to do an inspection of the car around the VT?
Thanks

[R0b]

Re: VT Question

Hello Sandison,

It is your responsibility to inform the DVLA as you are the one who has had it changed. It is unlikely that Blackhorse will pick up on the new engine as they only do a visual inspection on the outside as to the condition and not on the inside. You don't need to mention it but is worth keeping the receipts along with the books and MOT certificates for the new owner of the vehicle. The vehicle must be returned in a reasonable condition but I am not sure if there is anything in your terms and conditions which says you need to inform them if theres a change in engine??