IND LTD

[20JOHN]

They have placed a C.C.J. on my credit report on nov 2012 . I have never received any paperwork or contact from a court or company regards this.. The 1st I knew of this was 22/1/2016 when i actually received Court paperwork to attend a court /clerk hearing on the 9th march 2016.. I attended this & was told it was a debt dating back to 2008.. I had no debts at this time & was not residing in the u.k from nov 2006 until my return in dec 2012... How can this happen???? john

[Kati]

Re: IND LTD

Could you give a few more details please (eg: who owns the debt, how much. original creditor??)

If you've got a ccj by default you should be able to apply for a set-aside (although this costs £255 unless you are eligible for fee remission). I'll tag [MENTION=55034]nemesis45[/MENTION] and [MENTION=6]Amethyst[/MENTION] (they should be able to help more ) xx

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to LB [MENTION=83799]20JOHN[/MENTION]

[20JOHN]

Re: IND LTD

The debt of which i know nothing about having never received any demands even any correspondance of is City Financial Europe credit card,, which i have never had.. I received court paperwork posted through my ex partners letter box Jan 2016, The judgement creditor being 1st Credit (finance) ltd The Omnibus Building , po box 1245, Peterborough, pe1 9px.. I called 1st credit head office Reigate 01737 235238.got the nos from internet, they told me it was a credit card back from 2004..I NEVER HAD. They told me that a company IND had all the details & gave me the phone nos 0333 7720764,I called this nos was answered explained my problem ,they were very rude & abrupt with me told me to put in writing which i did, but to date no reply.. The amount being £5,244.68 from court paperwork,, i attended the court on 9th March 2016 as re county court p/work & told them i have no knowledge or debts they told me City Financial Europe £3912.69 plus costs n interest.. as per 29/2/2008.. I was not living in the U.K from nov 2006 till my return in dec 2012.. I was told by the court the company has to reply within 14 days. guess what to date no reply.. The c.c.j. is still present on my credit report. It is dated 7/11/2012. for £5,194. it is marked active. This is doing me in i have sent letters to ind but no reply! I have copies of all these. Now i am sending copies of these to court at Northampton where C.C.J was put on. I attended my Local court Rochester, Medway on 9th march 2016.. John x

[nemesis45]

Re: IND LTD

The debt of which i know nothing about having never received any demands even any correspondance of is City Financial Europe credit card,, which i have never had.. I received court paperwork posted through my ex partners letter box Jan 2016, The judgement creditor being 1st Credit (finance) ltd The Omnibus Building , po box 1245, Peterborough, pe1 9px.. I called 1st credit head office Reigate 01737 235238.got the nos from internet, they told me it was a credit card back from 2004..I NEVER HAD. They told me that a company IND had all the details & gave me the phone nos 0333 7720764,I called this nos was answered explained my problem ,they were very rude & abrupt with me told me to put in writing which i did, but to date no reply.. The amount being £5,244.68 from court paperwork,, i attended the court on 9th March 2016 as re county court p/work & told them i have no knowledge or debts they told me City Financial Europe £3912.69 plus costs n interest.. as per 29/2/2008.. I was not living in the U.K from nov 2006 till my return in dec 2012.. I was told by the court the company has to reply within 14 days. guess what to date no reply.. The c.c.j. is still present on my credit report. It is dated 7/11/2012. for £5,194. it is marked active. This is doing me in i have sent letters to ind but no reply! I have copies of all these. Now i am sending copies of these to court at Northampton where C.C.J was put on. I attended my Local court Rochester, Medway on 9th march 2016.. John x

Hello John.
I need to try to sort out what has happened.

1. The claim received in Jan 2016 did you acknowledge service of the claim?


2.Did you enter a defence formally?


3.Did the claimant attend the court in March?

4. What was the claimant ordered to reply to within 14 days?

Note: The CJJ cannot just disappear from credit files it seems you have a " judgement by default" is this correct?

Your case was it seems transferred to Rochester CC hearing centre you should really be communication with that court.

As to the credit card, did you ever have a card such as an Associates card?

nem

[NWHC]

Re: IND LTD

Hi
Nemesis45

I believe you have misread the post. From that John says the CCJ was issued in 2012. The summons to appear in court was in 2016, for what reason I can only guess, maybe to examine income etc

John says he never had a citi card
John says he lived abroad from 2006 - 2012 and the card was allegedly taken out in 2008

[Amethyst]

Re: IND LTD

From John

Ref q1 ..no the court paperwork was put through my ex partners door, nothing signed for on 22/1/16, the court p/work stated i or my rep could attend court clerk on the 9/3/16.. I went.. I stated i have no knowledge about any reason why i had got the court p/work & i was given details of it.." told it was citi financial europe credit card 29/2/2008, for £3912.69 " i replied i was not living in the uk from nov 2006 my return to uk was dec 2012 & i have proof.

Court took copies of this, i was told by court the company would reply to me in 14 days.. Nothing to date. I checked my credit report after this & see a c.c.j. On my credit report from nov 2012..

Once again i have no knowledge about this.>the judgement cred addy being 1st credit (finance) ltd po box1245 peterborough.. I looked on net & got phone nos for 1st credit office at reigate gave the court ref nos 2xq32336, they told me the company i needed was " ind ltd" at peterbrough & gave me the phone nos 03337720764, i called this & was told put in writing my complaint.. I did this 27/1/2016. To date no reply.. T

he c.c.j. Ref court paperwork is showing £5244.68 but when i went to court 9/3/16 told me the figure owing is £3912.69.. I have no knowledge about any of this. I have been searching the internet under ind ltd & have found out it seems to be a dodgy co. Putting c.c.j s when no judgement from court has not been obtained.. (page1 incontrol) advert ref ind ltd. John

[Amethyst]

Re: IND LTD

John, You will need to apply to set aside the judgment. It seems you have a Judgment in default and the court paperwork you received was for a statement of means hearing ?

It could be ID fraud or it could be a rubbish tracing company trying to land you with someone elses debt.