I received a letter through the post today for 3 old council tax debts totalling £1600, the Cover letter states enforcement action commenced.
I stopped working just over a year ago after having a heart attack, followed by anxiety/depression (the doctor wants to medicate for this but I don't want it). and became a stay at home dad whilst my wife went into full time employment. I have zero income from benefits as I didn't qualify. My wife is already paying an attachment of earning order for a different council tax bill (roughly 14 months left to clear), but these bills were not on that order as they were in my name only from our previous house.
We are on a very low income and are in receipt of Council Tax and housing benefit, awaiting to hear the results of this years Tax credits, basically we are just about scraping by.
B&S are asking for £160 p/w for 10 weeks - we could not even afford food if we tried to pay that.
Unfortunately I have had to deal with these people in the past, but right now I am in no physical shape for a stand up argument (and the elevated stress that will bring).
Ideally I would file for bankruptcy (other debts too from house being repossessed), but cannot afford the fees in the forseeable future.
Does anyone reading this have any suggestions for the best way to proceed with B&S?
I stopped working just over a year ago after having a heart attack, followed by anxiety/depression (the doctor wants to medicate for this but I don't want it). and became a stay at home dad whilst my wife went into full time employment. I have zero income from benefits as I didn't qualify. My wife is already paying an attachment of earning order for a different council tax bill (roughly 14 months left to clear), but these bills were not on that order as they were in my name only from our previous house.
We are on a very low income and are in receipt of Council Tax and housing benefit, awaiting to hear the results of this years Tax credits, basically we are just about scraping by.
B&S are asking for £160 p/w for 10 weeks - we could not even afford food if we tried to pay that.
Unfortunately I have had to deal with these people in the past, but right now I am in no physical shape for a stand up argument (and the elevated stress that will bring).
Ideally I would file for bankruptcy (other debts too from house being repossessed), but cannot afford the fees in the forseeable future.
Does anyone reading this have any suggestions for the best way to proceed with B&S?
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