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Old BT Debt - Lowell Portfolio 1 Ltd

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  • Old BT Debt - Lowell Portfolio 1 Ltd

    I have received a county court claim form for Lowell Portfolio 1 Ltd for an old BT debt 10 years + for £290 incl. fees and costs


    Can anyone point me in the right direction to a Defence template I can use


    I have already requested further information from Lowell as I do not acknowledge the debt as it is so old and have since had other accounts with BT over the years but yet to receive a reply


    I have till the 13th Dec to submit my defence


    Thank you
    Tags: None

  • #2
    Re: Old BT Debt - Lowell Portfolio 1 Ltd

    Example Defence

    Comment


    • #3
      Re: Old BT Debt - Lowell Portfolio 1 Ltd

      Thank you

      Mine is a Telecommunications agreement does it fall under the same Consumer Credit Act?

      Comment


      • #4
        Re: Old BT Debt - Lowell Portfolio 1 Ltd

        If it is from over 10 years ago and you have not commuunicated with them in all that time then it will be Statute Barred.

        Comment


        • #5
          Re: Old BT Debt - Lowell Portfolio 1 Ltd

          Originally posted by matt109 View Post
          Thank you

          Mine is a Telecommunications agreement does it fall under the same Consumer Credit Act?

          sorry no

          Comment


          • #6
            Re: Old BT Debt - Lowell Portfolio 1 Ltd

            Ok thanks

            So my defence is:

            7.[The Defendant contends the alleged debt is statute barred by virtue of Section 5 of the Limitations Act 1980 in that no payment or acknowledgment has been made for over 6 years]

            Comment

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