Okay, so I have some debt with Lowell portfolio, I paid Lowell financial a huge amount of money last year as a deal to pay off whatever debt that had.
So I am guessing all these Lowell bloody companies are the same - Anyway I have another letter from Lowell financial saying they have closed me account and I have 0000 balance this must be for something else because honestly I don't remember having this much debt but I know my mum and her boyfriend used to use my name for catalogues and stuff like that and told me that they would pay it obviously not.
My recent letter is from Lowell solicitors saying they have a client Lowell portfolio limited, original company is someone called JD Williams?????? with a balance of £303 so I sent a first step letter to them that another forum advised.
I got another letter from Lowell solicitors saying they have sent a request to the original creditor JD Williams - That a deed of agreement will not be sent to me as it is a confidential agreement between the client (Lowell portfolio) and the original (JD) as it contains information which I am not entitled to see and that no other agreement/deed of novation exists between me and the client (Porfolio)
Judgement in default was entered against me on the 13th of June 2016 for the amount of £50.00 per month and that I am in arrears with my court order.
I really am confused, I have not ever got a court order or agreed to pay any kind of £50 a month I just don't know what this means and the letter was dated 26th and I have 14 days but I only got It a few days ago ?
I just don't know what to say back to these?
So I am guessing all these Lowell bloody companies are the same - Anyway I have another letter from Lowell financial saying they have closed me account and I have 0000 balance this must be for something else because honestly I don't remember having this much debt but I know my mum and her boyfriend used to use my name for catalogues and stuff like that and told me that they would pay it obviously not.
My recent letter is from Lowell solicitors saying they have a client Lowell portfolio limited, original company is someone called JD Williams?????? with a balance of £303 so I sent a first step letter to them that another forum advised.
I got another letter from Lowell solicitors saying they have sent a request to the original creditor JD Williams - That a deed of agreement will not be sent to me as it is a confidential agreement between the client (Lowell portfolio) and the original (JD) as it contains information which I am not entitled to see and that no other agreement/deed of novation exists between me and the client (Porfolio)
Judgement in default was entered against me on the 13th of June 2016 for the amount of £50.00 per month and that I am in arrears with my court order.
I really am confused, I have not ever got a court order or agreed to pay any kind of £50 a month I just don't know what this means and the letter was dated 26th and I have 14 days but I only got It a few days ago ?
I just don't know what to say back to these?
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