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We find it easiest to help people keep track of their queries and claims if you create a new thread for separate issues and use those threads to view replies and respond. Have a read about the site, and please don't be afraid to ask ANY questions.
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Useful guidance and advice to assist with consumer debts, personal budgeting and dealing with a range of problems.
You will need to be a registered user to view this forum - registration is free SPREADSHEETS & CALCULATORS SAMPLE LETTERS
Receiving letters/calls from DCA's ? ... Bailiffs threatened or visited ? ... Need to employ a bailiff ? Guides and information about dealing with debt collection agencies, Bailiffs and enforcement of judgements.
Relevant consultations from the BERR/BIS, FSA, Ministry of Justice, Office of Fair Trading and others - working towards a fairer future. Legal Beagles have seen the positive impact consumers can have by contributing to a consultation - many of our submissions on the OFT PCA Market Study are going forwards for implementation - we need to, and CAN, do more ....
Following the judgment in OFT v Banks test case this forum is for people who have their claim currently held in the courts system or who have received dismissal / strike out notifications.
Following the judgment what should you do with your claim for return of unfair charges if your complaint is with the Financial Ombudsman or Banks complaints system ?
Discussion and claims focusing on interest - simple, compound, contractual ..... what are you entitled to reclaim, what rates should you be paying, how is interest calculated, also links to spreadsheets.
For discussing amendments to CPRs,Statutes,Law, about the Court Service, and raise and discuss points and issues of law - including discussion regarding the Limitations Act. Please keep discussions on topic and don't post anything libellous.
Have you received a court claim against you that you need help responding to or defending ? Post here and Legal Beagles Team will try and help you. Over 95% of debt claims bought in court go undefended.
This forum is dedicated to keeping your online experience safe and secure . It deals with the issues of internet security (viruses , spyware , adware , malware etc)
, Spam , Email Scams , Phishing and many more issues.Please read carefully and feel free to post any questions.
The place for Beagles to unwind, chill out and have some fun.....off topic chat, funny stuff, fantasy leagues and general interest stuff you can't find a home for elsewhere. Threads in this forum will appear empty unless you have registered with us - Registration is FREE
Information, announcements and input regarding the maintenance of the site. If you have any technical issues please post them in here and Site admin will try and help. Forum help and Testing posts.
Click here to subscribe to the VIP members forum - access to Chatbox, Stags Pants, Discussion & More... FORUMS: VIP General Discussion ; VIP Claims & Working Forum ; VIP Managing your Finances ; Looking for work? ; VIP Projects and Campaigns ; The Stags Pants VIP is a PRIVATE forum for subscribed users of LB - please remember things are posted in here to keep them out of general public view so shouldn't be discussed or copied into public areas unless permission is given by the poster
Copies of judgments, and links to relevant case law in the areas of CCA, PPI, and other financial claims. - Some of this information may not be available publicly so if we can please ask for things not to be copied onto the main forum :)
These forums contain useful information for a variety of personal situations. There are also private discussion forums available for womens issues and depression support. Please contact Sapphire or Amethyst.
This area is for discussing womens rights, offering advice and support in many areas. There is a private discussion forum available on application, we have to restrict this area to women only.
This area can affect us in many aspects of our lives, not least on our finances. There is a private discussion forum which access can be applied for by contacting Celestine, Amethyst or Sapphire.
Email: admin@legalbeagles.info
or for press enquiries
contact press@legalbeagles.info
or PM Tools or Amethyst
EVERYONE WELCOME at our AUTUMN MEET in Nottingham Sat 16th October 2010 READ HERE
Congratulations to Bobscouse and family!! On their newest addition Chloe Anne who was born on Wednesday 25th August at 11.26pm, weighing 6lb 1oz "Small but perfectly formed" -------
CONGRATULATIONS
THE FACTS
• You cannot be sent to prison for being unable to pay your council tax
• Bailiffs cannot telephone the police to help them gain access to your property
• Bailiffs cannot break in to your home if you have previously not allowed them peaceful entry
• They are not permitted to push past you if you open the door to them
• You are not obliged to sign anything they may hand you or post through your letter box
• You are not obliged to talk to them either in person or on the telephone
• The only fees a bailiff is permitted to charge are those prescribed in The Council Tax (Administration and Enforcement) Regulations 1992 - Schedule 5
• They cannot charge for sending you letters
• A maximum of two visits can be charged for, but only if the visits are made on separate dates
• A reasonable van fee can only be charged following a valid levy
• It is illegal for bailiffs to charge any non-prescribed fees, for example credit/debit card fees - this is fraud • It is illegal for bailiffs to charge for work they have not carried out, for example visits they have not made - this is fraud • The local council are vicariously liable for the actions of the bailiffs they employ
• A council can recall the debt from the bailiff
• Bailiffs must be courteous and professional at all times
VISIT OUR BAILIFF FORUM HERE
This year the credit crunch is
making things harder than usual if you do need support, or just want to talk, then there are people who want to listen. For housing and homelessness issues contact
LB's response to BIS...
SPREADSHEETS & CALCULATORS 
SAMPLE LETTERS 
Post in the 
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