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If you are experiencing problems with your debts, being hassled by debt collection agencies, threatened or received court proceedings or have any other questions regarding managing your finances and dealing with debt please create a thread in one of the debt forums and give as much information as possible.
If you are uploading any documents please take care to remove your personal details (name, address, account numbers etc.).
You can find template letters to help with debt issues HERE You can find a simple Income & Expenditure Sheet HERE . We do recommend you complete a basic IE form to give us, and you, a full picture of your circumstances.
Have you received a court claim against you that you need help responding to or defending ? Post here and Legal Beagles Team will try and help you. Over 95% of debt claims bought in court go undefended.
These claims have had interim payouts or have had future charges stopped pending the outcome of the test case. SUCCESSFUL CLAIMS during the Oft v Banks Test case